The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab And Sind Bank for its Bhadohi branch in Sant Ravidas Nagar, Bhadohi, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab And Sind Bank located in Sant Ravidas Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PSIB0021337. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab And Sind Bank, Bhadohi, Sant Ravidas Nagar

Below in the table are the key details related to IFSC Code PSIB0021337 of Punjab And Sind Bank for its branch located in Sant Ravidas Nagar, within the district of Bhadohi in the state of Uttar Pradesh.

Particulars Details
Bank Punjab And Sind Bank
IFSC Code PSIB0021337
Branch Bhadohi
City Sant Ravidas Nagar
District Bhadohi
State Uttar Pradesh
Address Station Road, Opposite Govt. Hospital,City Bhadohi, Distt. Sant Ravidas Nagar 221401, Uttar Pradesh

These details helps users in online banking and for businesses and individuals who use Punjab And Sind Bank in Sant Ravidas Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0021337 for the Bhadohi branch of Punjab And Sind Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab And Sind Bank located in Bhadohi, Sant Ravidas Nagar, Uttar Pradesh, are allotted a unique IFSC like PSIB0021337 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sant Ravidas Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sant Ravidas Nagar and Bhadohi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab And Sind Bank in Bhadohi reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code PSIB0021337

The format of the IFSC Code for banks, including Punjab And Sind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab And Sind Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhadohi in Sant Ravidas Nagar.

For example, the IFSC Code PSIB0021337 of Punjab And Sind Bank for the Bhadohi branch includes these elements, identifying the bank and the branch location in Sant Ravidas Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab And Sind Bank?

To find the IFSC Code PSIB0021337 of Punjab And Sind Bank for its Bhadohi branch located in Sant Ravidas Nagar, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab And Sind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab And Sind Bank branches in Sant Ravidas Nagar and Bhadohi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab And Sind Bank and go to the branch locator section. Then search for Bhadohi or Sant Ravidas Nagar to find the exact IFSC Code PSIB0021337.

Mobile Banking App

If you use Punjab And Sind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab And Sind Bank and Sant Ravidas Nagar will provide accurate information.

How to Use IFSC Code PSIB0021337 for Online Transfers?

Once you have the IFSC Code PSIB0021337 for the Bhadohi branch of Punjab And Sind Bank in Sant Ravidas Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PSIB0021337. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0021337.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab And Sind Bank Bhadohi in Sant Ravidas Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab And Sind Bank in Bhadohi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab And Sind Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sant Ravidas Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab And Sind Bank in Bhadohi, Sant Ravidas Nagar?

The IFSC Code is PSIB0021337.

Is the IFSC Code PSIB0021337 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab And Sind Bank Bhadohi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhadohi branch?

The address of the branch is Station Road, Opposite Govt. Hospital,City Bhadohi, Distt. Sant Ravidas Nagar 221401, Uttar Pradesh located in Sant Ravidas Nagar, Bhadohi, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.