IFSC Code of Punjab And Sind Bank, Chichauli, Raebareli, Uttar Pradesh — PSIB0021620

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab And Sind Bank for its Chichauli branch in Raebareli, Raebareli, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab And Sind Bank located in Raebareli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PSIB0021620. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab And Sind Bank, Chichauli, Raebareli

Below in the table are the key details related to IFSC Code PSIB0021620 of Punjab And Sind Bank for its branch located in Raebareli, within the district of Raebareli in the state of Uttar Pradesh.

These details help users in online banking and for businesses and individuals who use Punjab And Sind Bank in Raebareli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0021620 for the Chichauli branch of Punjab And Sind Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab And Sind Bank located in Chichauli, Raebareli, Uttar Pradesh, is provided a unique IFSC like PSIB0021620 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Punjab And Sind Bank branch in Raebareli.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Raebareli and Raebareli.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab And Sind Bank in Chichauli do not get misguided to another person.

Format of the IFSC Code PSIB0021620

The format of the IFSC Code for banks, including Punjab And Sind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Punjab And Sind Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chichauli in Raebareli.

For example, the IFSC Code PSIB0021620 of Punjab And Sind Bank for the Chichauli branch includes these elements, identifying the bank and the branch location in Raebareli and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab And Sind Bank?

If you are trying to find the IFSC Code PSIB0021620 of Punjab And Sind Bank for its Chichauli branch located in Raebareli, the following methods can help:

Cheque Book

The cheque book issued by Punjab And Sind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab And Sind Bank branches in Raebareli and Raebareli, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab And Sind Bank and navigate to the branch locator section. Search for Chichauli or Raebareli to get the exact IFSC Code PSIB0021620.

Mobile Banking App

If you use Punjab And Sind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab And Sind Bank and Raebareli, you'll get the correct details.

How to Use IFSC Code PSIB0021620 for Online Transfers?

Once you have the IFSC Code PSIB0021620 for the Chichauli branch of Punjab And Sind Bank in Raebareli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PSIB0021620. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0021620.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab And Sind Bank Chichauli in Raebareli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Chichauli, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab And Sind Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Raebareli manage their online transfers and cheque clearances easily.