The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab And Sind Bank for its Puranpur branch in Pilibhit, Puranpur, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab And Sind Bank located in Pilibhit or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PSIB0000396. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab And Sind Bank, Puranpur, Pilibhit
Below in the table are the key details related to IFSC Code PSIB0000396 of Punjab And Sind Bank for its branch located in Pilibhit, within the district of Puranpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab And Sind Bank |
| IFSC Code | PSIB0000396 |
| Branch | Puranpur |
| City | Pilibhit |
| District | Puranpur |
| State | Uttar Pradesh |
| Address | Station Road Puranpur Pilibhit |
These details help users in online banking and for businesses and individuals who use Punjab And Sind Bank in Pilibhit for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0000396 for the Puranpur branch of Punjab And Sind Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab And Sind Bank located in Puranpur, Pilibhit, Uttar Pradesh, are given a unique IFSC like PSIB0000396 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pilibhit.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Pilibhit and Puranpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Punjab And Sind Bank in Puranpur goes to the correct branch. This is important because Punjab And Sind Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code PSIB0000396
The format of the IFSC Code for banks, including Punjab And Sind Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab And Sind Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Puranpur in Pilibhit.
For example, the IFSC Code PSIB0000396 of Punjab And Sind Bank for the Puranpur branch includes these elements, identifying the bank and the branch location in Pilibhit and Uttar Pradesh correctly.
How to Find IFSC Code for Punjab And Sind Bank?
If you are looking for the IFSC Code PSIB0000396 of Punjab And Sind Bank for its Puranpur branch located in Pilibhit, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab And Sind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab And Sind Bank branches in Pilibhit and Puranpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab And Sind Bank and look for the branch locator section, then search for Puranpur or Pilibhit to get the exact IFSC Code PSIB0000396.
Mobile Banking App
If you use Punjab And Sind Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab And Sind Bank and Pilibhit, then it will provide you proper information.
How to Use IFSC Code PSIB0000396 for Online Transfers?
Once you have the IFSC Code PSIB0000396 for the Puranpur branch of Punjab And Sind Bank in Pilibhit, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PSIB0000396. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0000396.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab And Sind Bank Puranpur in Pilibhit, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Puranpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab And Sind Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Pilibhit to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PSIB0000396.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Station Road Puranpur Pilibhit located in Pilibhit, Puranpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.