Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab And Sind Bank for its Rexa Khurd Usb branch in Mirzapur, Marihan, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab And Sind Bank located in Mirzapur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PSIB0021212. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab And Sind Bank, Rexa Khurd Usb, Mirzapur

The table below shows the main details of the IFSC Code PSIB0021212 for the Punjab And Sind Bank branch in Mirzapur, which falls under the Marihan district in Uttar Pradesh.

Particulars Details
Bank Punjab And Sind Bank
IFSC Code PSIB0021212
Branch Rexa Khurd Usb
City Mirzapur
District Marihan
State Uttar Pradesh
Address Vill Rexa Khurd Po Padaria Block Pathera Teh Marihan Mirzapur Up 231309

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab And Sind Bank in Mirzapur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0021212 for the Rexa Khurd Usb branch of Punjab And Sind Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab And Sind Bank located in Rexa Khurd Usb, Mirzapur, Uttar Pradesh, are allotted a unique IFSC like PSIB0021212 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mirzapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mirzapur and Marihan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab And Sind Bank in Rexa Khurd Usb reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code PSIB0021212

This is the format of the IFSC Code for banks, including Punjab And Sind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab And Sind Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rexa Khurd Usb in Mirzapur.

For example, the IFSC Code PSIB0021212 of Punjab And Sind Bank for the Rexa Khurd Usb branch includes these elements, identifying the bank and the branch location in Mirzapur and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab And Sind Bank?

To find the IFSC Code PSIB0021212 of Punjab And Sind Bank for its Rexa Khurd Usb branch located in Mirzapur, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab And Sind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab And Sind Bank branches in Mirzapur and Marihan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab And Sind Bank and go to the branch locator section. Then search for Rexa Khurd Usb or Mirzapur to find the exact IFSC Code PSIB0021212.

Mobile Banking App

If you use Punjab And Sind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab And Sind Bank and Mirzapur will provide accurate information.

How to Use IFSC Code PSIB0021212 for Online Transfers?

Once you have the IFSC Code PSIB0021212 for the Rexa Khurd Usb branch of Punjab And Sind Bank in Mirzapur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PSIB0021212. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0021212.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab And Sind Bank Rexa Khurd Usb in Mirzapur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Rexa Khurd Usb, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab And Sind Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mirzapur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab And Sind Bank in Rexa Khurd Usb, Mirzapur?

The IFSC Code is PSIB0021212.

Is the IFSC Code PSIB0021212 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab And Sind Bank Rexa Khurd Usb?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rexa Khurd Usb branch?

The address of the branch is Vill Rexa Khurd Po Padaria Block Pathera Teh Marihan Mirzapur Up 231309 located in Mirzapur, Marihan, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.