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IFSC Code of Punjab And Sind Bank, Kankar Khera Meerut, Meerut, Uttar Pradesh — PSIB0000767

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab And Sind Bank for its Kankar Khera Meerut branch in Meerut, Meerut, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab And Sind Bank located in Meerut or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PSIB0000767. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab And Sind Bank, Kankar Khera Meerut, Meerut

Here are some of the key details that come with the IFSC Code PSIB0000767 of Punjab And Sind Bank for its branch located in Meerut, within the district of Meerut in the state of Uttar Pradesh.

Particulars Details
Bank Punjab And Sind Bank
IFSC Code PSIB0000767
Branch Kankar Khera Meerut
City Meerut
District Meerut
State Uttar Pradesh
Address 38-39, Adarsh Nagar Sardhana Road, Kankar Khera, Meerut, Uttar Pradesh- 250001

These details helps users in online banking and for businesses and individuals who use Punjab And Sind Bank in Meerut for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0000767 for the Kankar Khera Meerut branch of Punjab And Sind Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PSIB0000767 is given to every bank branch, including Punjab And Sind Bank located in Kankar Khera Meerut, Meerut, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab And Sind Bank branch in Meerut.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Meerut and Meerut.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab And Sind Bank in Kankar Khera Meerut doesn't end up at another location.

Format of the IFSC Code PSIB0000767

The format of the IFSC Code for banks, including Punjab And Sind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab And Sind Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kankar Khera Meerut in Meerut.

For example, the IFSC Code PSIB0000767 of Punjab And Sind Bank for the Kankar Khera Meerut branch includes these elements, identifying the bank and the branch location in Meerut and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab And Sind Bank?

If you are looking for the IFSC Code PSIB0000767 of Punjab And Sind Bank for its Kankar Khera Meerut branch located in Meerut, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab And Sind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab And Sind Bank branches in Meerut and Meerut, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab And Sind Bank and look for the branch locator section, then search for Kankar Khera Meerut or Meerut to get the exact IFSC Code PSIB0000767.

Mobile Banking App

If you use Punjab And Sind Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab And Sind Bank and Meerut, then it will provide you proper information.

How to Use IFSC Code PSIB0000767 for Online Transfers?

Once you have the IFSC Code PSIB0000767 for the Kankar Khera Meerut branch of Punjab And Sind Bank in Meerut, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PSIB0000767. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0000767.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab And Sind Bank Kankar Khera Meerut in Meerut may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Kankar Khera Meerut, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab And Sind Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Meerut to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab And Sind Bank in Kankar Khera Meerut, Meerut?

The IFSC Code is PSIB0000767.

Is the IFSC Code PSIB0000767 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab And Sind Bank Kankar Khera Meerut?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kankar Khera Meerut branch?

The address of the branch is 38-39, Adarsh Nagar Sardhana Road, Kankar Khera, Meerut, Uttar Pradesh- 250001 located in Meerut, Meerut, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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