IFSC Code of Punjab And Sind Bank, Pallia (Kheri), Uttar Pradesh, Palia Kalan, Uttar Pradesh — PSIB0000222

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab And Sind Bank for its Pallia (Kheri), Uttar Pradesh branch in Lakhimpur Kheri, Palia Kalan, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab And Sind Bank located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PSIB0000222. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab And Sind Bank, Pallia (Kheri), Uttar Pradesh, Lakhimpur Kheri

The table below shows the main details of the IFSC Code PSIB0000222 for the Punjab And Sind Bank branch in Lakhimpur Kheri, which falls under the Palia Kalan district in Uttar Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Punjab And Sind Bank in Lakhimpur Kheri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0000222 for the Pallia (Kheri), Uttar Pradesh branch of Punjab And Sind Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab And Sind Bank located in Pallia (Kheri), Uttar Pradesh, Lakhimpur Kheri, Uttar Pradesh, is provided a unique IFSC like PSIB0000222 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Punjab And Sind Bank branch in Lakhimpur Kheri.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Lakhimpur Kheri and Palia Kalan.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab And Sind Bank in Pallia (Kheri), Uttar Pradesh do not get misguided to another person.

Format of the IFSC Code PSIB0000222

The format of the IFSC Code for banks, including Punjab And Sind Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Punjab And Sind Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pallia (Kheri), Uttar Pradesh in Lakhimpur Kheri.

For example, the IFSC Code PSIB0000222 of Punjab And Sind Bank for the Pallia (Kheri), Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab And Sind Bank?

If you are trying to find the IFSC Code PSIB0000222 of Punjab And Sind Bank for its Pallia (Kheri), Uttar Pradesh branch located in Lakhimpur Kheri, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab And Sind Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab And Sind Bank branches in Lakhimpur Kheri and Palia Kalan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab And Sind Bank and find the branch locator section. Search for Pallia (Kheri), Uttar Pradesh or Lakhimpur Kheri to get the exact IFSC Code PSIB0000222.

Mobile Banking App

If you use Punjab And Sind Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab And Sind Bank and Lakhimpur Kheri that will provide accurate information.

How to Use IFSC Code PSIB0000222 for Online Transfers?

Once you have the IFSC Code PSIB0000222 for the Pallia (Kheri), Uttar Pradesh branch of Punjab And Sind Bank in Lakhimpur Kheri, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PSIB0000222. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0000222.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab And Sind Bank Pallia (Kheri), Uttar Pradesh in Lakhimpur Kheri, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Pallia (Kheri), Uttar Pradesh, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab And Sind Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Lakhimpur Kheri manage online transfers as well as cheque clearances with ease.