Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab And Sind Bank for its Rajgarh Road Guwahati branch in Kamrup Metropolitan, Guwahati, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Punjab And Sind Bank located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code PSIB0000757. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab And Sind Bank, Rajgarh Road Guwahati, Kamrup Metropolitan
Here are the key points that are associated with the IFSC Code PSIB0000757 of Punjab And Sind Bank for its branch located in Kamrup Metropolitan, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Punjab And Sind Bank |
| IFSC Code | PSIB0000757 |
| Branch | Rajgarh Road Guwahati |
| City | Kamrup Metropolitan |
| District | Guwahati |
| State | Assam |
| Address | Rajgarh Road Opp Manipur Bhawan Guwahati Assam 781003 |
These details helps users in online banking and for businesses and individuals who use Punjab And Sind Bank in Kamrup Metropolitan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0000757 for the Rajgarh Road Guwahati branch of Punjab And Sind Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PSIB0000757 is given to every bank branch, including Punjab And Sind Bank located in Rajgarh Road Guwahati, Kamrup Metropolitan, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab And Sind Bank branch in Kamrup Metropolitan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kamrup Metropolitan and Guwahati.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab And Sind Bank in Rajgarh Road Guwahati doesn't end up at another location.
Format of the IFSC Code PSIB0000757
The format of the IFSC Code for banks, including Punjab And Sind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab And Sind Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rajgarh Road Guwahati in Kamrup Metropolitan.
For example, the IFSC Code PSIB0000757 of Punjab And Sind Bank for the Rajgarh Road Guwahati branch has these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam correctly.
How to Find IFSC Code for Punjab And Sind Bank?
If you are looking for the IFSC Code PSIB0000757 of Punjab And Sind Bank for its Rajgarh Road Guwahati branch located in Kamrup Metropolitan, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab And Sind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab And Sind Bank branches in Kamrup Metropolitan and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab And Sind Bank and look for the branch locator section, then search for Rajgarh Road Guwahati or Kamrup Metropolitan to get the exact IFSC Code PSIB0000757.
Mobile Banking App
If you use Punjab And Sind Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab And Sind Bank and Kamrup Metropolitan, then it will provide you proper information.
How to Use IFSC Code PSIB0000757 for Online Transfers?
Once you have the IFSC Code PSIB0000757 for the Rajgarh Road Guwahati branch of Punjab And Sind Bank in Kamrup Metropolitan, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PSIB0000757. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0000757.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab And Sind Bank Rajgarh Road Guwahati in Kamrup Metropolitan, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Rajgarh Road Guwahati, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab And Sind Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kamrup Metropolitan manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PSIB0000757.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Rajgarh Road Opp Manipur Bhawan Guwahati Assam 781003 located in Kamrup Metropolitan, Guwahati, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.