IFSC Code of Punjab And Sind Bank, Goria Habi, Jorhat, Assam — PSIB0021465

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab And Sind Bank for its Goria Habi branch in Jorhat, Jorhat, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab And Sind Bank located in Jorhat or anywhere in Assam can transfer funds instantly by using the correct IFSC Code PSIB0021465. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab And Sind Bank, Goria Habi, Jorhat

Here are the main details that are associated with the IFSC Code PSIB0021465 of Punjab And Sind Bank for its branch located in Jorhat, within the district of Jorhat in the state of Assam.

These details helps users in online banking and for businesses and individuals who use Punjab And Sind Bank in Jorhat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0021465 for the Goria Habi branch of Punjab And Sind Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab And Sind Bank located in Goria Habi, Jorhat, Assam, are allotted a unique IFSC like PSIB0021465 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Jorhat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Jorhat and Jorhat.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab And Sind Bank in Goria Habi reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code PSIB0021465

The format of the IFSC Code for banks, including Punjab And Sind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Punjab And Sind Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Goria Habi in Jorhat.

For example, the IFSC Code PSIB0021465 of Punjab And Sind Bank for the Goria Habi branch has these elements, identifying the bank and the branch location in Jorhat and Assam correctly.

How to Find IFSC Code for Punjab And Sind Bank?

If you are trying to find the IFSC Code PSIB0021465 of Punjab And Sind Bank for its Goria Habi branch located in Jorhat, the following methods can help:

Cheque Book

The cheque book issued by Punjab And Sind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab And Sind Bank branches in Jorhat and Jorhat, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab And Sind Bank and navigate to the branch locator section. Search for Goria Habi or Jorhat to get the exact IFSC Code PSIB0021465.

Mobile Banking App

If you use Punjab And Sind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab And Sind Bank and Jorhat, you'll get the correct details.

How to Use IFSC Code PSIB0021465 for Online Transfers?

Once you have the IFSC Code PSIB0021465 for the Goria Habi branch of Punjab And Sind Bank in Jorhat, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PSIB0021465. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0021465.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab And Sind Bank Goria Habi in Jorhat, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Goria Habi, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab And Sind Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jorhat to handle online money transfers and get their cheques cleared smoothly.