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IFSC Code of Punjab And Sind Bank, Rampura Bhatia, Jodhpur, Rajasthan — PSIB0021348

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab And Sind Bank for its Rampura Bhatia branch in Jodhpur, Jodhpur, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab And Sind Bank located in Jodhpur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code PSIB0021348. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab And Sind Bank, Rampura Bhatia, Jodhpur

Here are the key points that are associated with the IFSC Code PSIB0021348 of Punjab And Sind Bank for its branch located in Jodhpur, within the district of Jodhpur in the state of Rajasthan.

Particulars Details
Bank Punjab And Sind Bank
IFSC Code PSIB0021348
Branch Rampura Bhatia
City Jodhpur
District Jodhpur
State Rajasthan
Address Village Rampura Bhatia, ,Tehsil Osian,Jodhpur 392305, Rajasthan

These details help users in online banking and for businesses and individuals who use Punjab And Sind Bank in Jodhpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0021348 for the Rampura Bhatia branch of Punjab And Sind Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab And Sind Bank located in Rampura Bhatia, Jodhpur, Rajasthan, is provided with a unique IFSC like PSIB0021348 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab And Sind Bank branch in Jodhpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jodhpur and Jodhpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Punjab And Sind Bank in Rampura Bhatia do not get mixed with another location.

Format of the IFSC Code PSIB0021348

The format of the IFSC Code for banks, including Punjab And Sind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab And Sind Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rampura Bhatia in Jodhpur.

For example, the IFSC Code PSIB0021348 of Punjab And Sind Bank for the Rampura Bhatia branch includes these elements, identifying the bank and the branch location in Jodhpur and Rajasthan accurately.

How to Find IFSC Code for Punjab And Sind Bank?

If you are trying to find the IFSC Code PSIB0021348 of Punjab And Sind Bank for its Rampura Bhatia branch located in Jodhpur, the following methods can help:

Cheque Book

The cheque book issued by Punjab And Sind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab And Sind Bank branches in Jodhpur and Jodhpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab And Sind Bank and navigate to the branch locator section. Search for Rampura Bhatia or Jodhpur to get the exact IFSC Code PSIB0021348.

Mobile Banking App

If you use Punjab And Sind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab And Sind Bank and Jodhpur, you'll get the correct details.

How to Use IFSC Code PSIB0021348 for Online Transfers?

Once you have the IFSC Code PSIB0021348 for the Rampura Bhatia branch of Punjab And Sind Bank in Jodhpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PSIB0021348. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0021348.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab And Sind Bank Rampura Bhatia in Jodhpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Rampura Bhatia, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab And Sind Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jodhpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab And Sind Bank in Rampura Bhatia, Jodhpur?

The IFSC Code is PSIB0021348.

Is the IFSC Code PSIB0021348 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab And Sind Bank Rampura Bhatia?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Rampura Bhatia branch?

The address of the branch is Village Rampura Bhatia, ,Tehsil Osian,Jodhpur 392305, Rajasthan located in Jodhpur, Jodhpur, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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