The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab And Sind Bank for its Bahadurgarh branch in Jhajjar, Bahadurgarh, Haryana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab And Sind Bank located in Jhajjar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code PSIB0021256. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab And Sind Bank, Bahadurgarh, Jhajjar
Below in the table are the key details related to IFSC Code PSIB0021256 of Punjab And Sind Bank for its branch located in Jhajjar, within the district of Bahadurgarh in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Punjab And Sind Bank |
| IFSC Code | PSIB0021256 |
| Branch | Bahadurgarh |
| City | Jhajjar |
| District | Bahadurgarh |
| State | Haryana |
| Address | Santosh Katari Khasra No 2354 By 2 Opp Civil Hospital Bahadurgarh Distt Jhajjar124507 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab And Sind Bank in Jhajjar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0021256 for the Bahadurgarh branch of Punjab And Sind Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab And Sind Bank located in Bahadurgarh, Jhajjar, Haryana, is provided a unique IFSC like PSIB0021256 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab And Sind Bank branch in Jhajjar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jhajjar and Bahadurgarh.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Punjab And Sind Bank in Bahadurgarh do not get misguided to another person.
Format of the IFSC Code PSIB0021256
The format of the IFSC Code for banks, including Punjab And Sind Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab And Sind Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bahadurgarh in Jhajjar.
For example, the IFSC Code PSIB0021256 of Punjab And Sind Bank for the Bahadurgarh branch includes these elements, identifying the bank and the branch location in Jhajjar and Haryana correctly.
How to Find IFSC Code for Punjab And Sind Bank?
To find the IFSC Code PSIB0021256 of Punjab And Sind Bank for its Bahadurgarh branch located in Jhajjar, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab And Sind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab And Sind Bank branches in Jhajjar and Bahadurgarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab And Sind Bank and go to the branch locator section. Then search for Bahadurgarh or Jhajjar to find the exact IFSC Code PSIB0021256.
Mobile Banking App
If you use Punjab And Sind Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab And Sind Bank and Jhajjar will provide accurate information.
How to Use IFSC Code PSIB0021256 for Online Transfers?
Once you have the IFSC Code PSIB0021256 for the Bahadurgarh branch of Punjab And Sind Bank in Jhajjar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PSIB0021256. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0021256.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab And Sind Bank Bahadurgarh in Jhajjar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Bahadurgarh, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab And Sind Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jhajjar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PSIB0021256.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Santosh Katari Khasra No 2354 By 2 Opp Civil Hospital Bahadurgarh Distt Jhajjar124507 located in Jhajjar, Bahadurgarh, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.