For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab And Sind Bank for its Tundla branch in Firozabad, Tundla, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab And Sind Bank located in Firozabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PSIB0021344. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab And Sind Bank, Tundla, Firozabad

Here are the main details that are associated with the IFSC Code PSIB0021344 of Punjab And Sind Bank for its branch located in Firozabad, within the district of Tundla in the state of Uttar Pradesh.

Particulars Details
Bank Punjab And Sind Bank
IFSC Code PSIB0021344
Branch Tundla
City Firozabad
District Tundla
State Uttar Pradesh
Address Shubham Palace,Railway Road,Tundla,Distt.Firozabad 283204,Uttar Pradesh

These details helps users in online banking and for businesses and individuals who use Punjab And Sind Bank in Firozabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0021344 for the Tundla branch of Punjab And Sind Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab And Sind Bank located in Tundla, Firozabad, Uttar Pradesh, is provided a unique IFSC like PSIB0021344 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab And Sind Bank branch in Firozabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Firozabad and Tundla.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab And Sind Bank in Tundla do not get misguided to another person.

Format of the IFSC Code PSIB0021344

This is the format of the IFSC Code for banks, including Punjab And Sind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab And Sind Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tundla in Firozabad.

For example, the IFSC Code PSIB0021344 of Punjab And Sind Bank for the Tundla branch includes these elements, identifying the bank and the branch location in Firozabad and Uttar Pradesh accurately.

How to Find IFSC Code for Punjab And Sind Bank?

If you are trying to find the IFSC Code PSIB0021344 of Punjab And Sind Bank for its Tundla branch located in Firozabad, the following methods can help:

Cheque Book

The cheque book issued by Punjab And Sind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab And Sind Bank branches in Firozabad and Tundla, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab And Sind Bank and navigate to the branch locator section. Search for Tundla or Firozabad to get the exact IFSC Code PSIB0021344.

Mobile Banking App

If you use Punjab And Sind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab And Sind Bank and Firozabad, you'll get the correct details.

How to Use IFSC Code PSIB0021344 for Online Transfers?

Once you have the IFSC Code PSIB0021344 for the Tundla branch of Punjab And Sind Bank in Firozabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PSIB0021344. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0021344.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab And Sind Bank Tundla in Firozabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab And Sind Bank in Tundla, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab And Sind Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Firozabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab And Sind Bank in Tundla, Firozabad?

The IFSC Code is PSIB0021344.

Is the IFSC Code PSIB0021344 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab And Sind Bank Tundla?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Tundla branch?

The address of the branch is Shubham Palace,Railway Road,Tundla,Distt.Firozabad 283204,Uttar Pradesh located in Firozabad, Tundla, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.