The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab And Sind Bank for its Kheri Nodh Singh branch in Fatehgarh Sahib, Kheri Nodh Singh, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab And Sind Bank located in Fatehgarh Sahib or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code PSIB0000210. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab And Sind Bank, Kheri Nodh Singh, Fatehgarh Sahib

The table below shows the main details of the IFSC Code PSIB0000210 for the Punjab And Sind Bank branch in Fatehgarh Sahib, which falls under the Kheri Nodh Singh district in Punjab.

Particulars Details
Bank Punjab And Sind Bank
IFSC Code PSIB0000210
Branch Kheri Nodh Singh
City Fatehgarh Sahib
District Kheri Nodh Singh
State Punjab
Address Kheri Nodh Singh, The Khamanon Mandi, Distt. Fatehgarh Sahib, Punjab - 141411

These details are important not only for users using online banking but also for businesses and individuals who use Punjab And Sind Bank in Fatehgarh Sahib for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PSIB0000210 for the Kheri Nodh Singh branch of Punjab And Sind Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab And Sind Bank located in Kheri Nodh Singh, Fatehgarh Sahib, Punjab, are given a unique IFSC like PSIB0000210 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Fatehgarh Sahib.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Fatehgarh Sahib and Kheri Nodh Singh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab And Sind Bank in Kheri Nodh Singh goes to the correct branch. This is important because Punjab And Sind Bank has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PSIB0000210

The format of the IFSC Code for banks, including Punjab And Sind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Punjab And Sind Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kheri Nodh Singh in Fatehgarh Sahib.

For example, the IFSC Code PSIB0000210 of Punjab And Sind Bank for the Kheri Nodh Singh branch includes these elements, identifying the bank and the branch location in Fatehgarh Sahib and Punjab accurately.

How to Find IFSC Code for Punjab And Sind Bank?

If you are trying to find the IFSC Code PSIB0000210 of Punjab And Sind Bank for its Kheri Nodh Singh branch located in Fatehgarh Sahib, the following methods can help:

Cheque Book

The cheque book issued by Punjab And Sind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab And Sind Bank branches in Fatehgarh Sahib and Kheri Nodh Singh, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab And Sind Bank and navigate to the branch locator section. Search for Kheri Nodh Singh or Fatehgarh Sahib to get the exact IFSC Code PSIB0000210.

Mobile Banking App

If you use Punjab And Sind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab And Sind Bank and Fatehgarh Sahib, you'll get the correct details.

How to Use IFSC Code PSIB0000210 for Online Transfers?

Once you have the IFSC Code PSIB0000210 for the Kheri Nodh Singh branch of Punjab And Sind Bank in Fatehgarh Sahib, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PSIB0000210. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0000210.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab And Sind Bank Kheri Nodh Singh in Fatehgarh Sahib may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Kheri Nodh Singh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab And Sind Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Fatehgarh Sahib to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab And Sind Bank Kheri Nodh Singh Fatehgarh Sahib?

The IFSC Code of the Kheri Nodh Singh Fatehgarh Sahib branch is PSIB0000210.

Is IFSC Code PSIB0000210 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab And Sind Bank Kheri Nodh Singh branch?

The branch is located at Kheri Nodh Singh, The Khamanon Mandi, Distt. Fatehgarh Sahib, Punjab - 141411.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.