The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab And Sind Bank for its Uddiwala branch in Dehra Dun, Uddiwala Kaulagarh, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab And Sind Bank located in Dehra Dun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PSIB0000636. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab And Sind Bank, Uddiwala, Dehra Dun

Here are some of the key details that come with the IFSC Code PSIB0000636 of Punjab And Sind Bank for its branch located in Dehra Dun, within the district of Uddiwala Kaulagarh in the state of Uttarakhand.

Particulars Details
Bank Punjab And Sind Bank
IFSC Code PSIB0000636
Branch Uddiwala
City Dehra Dun
District Uddiwala Kaulagarh
State Uttarakhand
Address Uddiwala Kaul Garh, Distt. Dehra Dun, Uttarakhand - 248006

These details help users in online banking and for businesses and individuals who use Punjab And Sind Bank in Dehra Dun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0000636 for the Uddiwala branch of Punjab And Sind Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab And Sind Bank located in Uddiwala, Dehra Dun, Uttarakhand, are allotted a unique IFSC like PSIB0000636 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dehra Dun.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dehra Dun and Uddiwala Kaulagarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab And Sind Bank in Uddiwala reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code PSIB0000636

The format of the IFSC Code for banks, including Punjab And Sind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab And Sind Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uddiwala in Dehra Dun.

For example, the IFSC Code PSIB0000636 of Punjab And Sind Bank for the Uddiwala branch includes these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand accurately.

How to Find IFSC Code for Punjab And Sind Bank?

If you are trying to find the IFSC Code PSIB0000636 of Punjab And Sind Bank for its Uddiwala branch located in Dehra Dun, the following methods can help:

Cheque Book

The cheque book issued by Punjab And Sind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab And Sind Bank branches in Dehra Dun and Uddiwala Kaulagarh, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab And Sind Bank and navigate to the branch locator section. Search for Uddiwala or Dehra Dun to get the exact IFSC Code PSIB0000636.

Mobile Banking App

If you use Punjab And Sind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab And Sind Bank and Dehra Dun, you'll get the correct details.

How to Use IFSC Code PSIB0000636 for Online Transfers?

Once you have the IFSC Code PSIB0000636 for the Uddiwala branch of Punjab And Sind Bank in Dehra Dun, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PSIB0000636. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0000636.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab And Sind Bank Uddiwala in Dehra Dun may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Uddiwala, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab And Sind Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dehra Dun to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab And Sind Bank in Uddiwala, Dehra Dun?

The IFSC Code is PSIB0000636.

Is the IFSC Code PSIB0000636 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab And Sind Bank Uddiwala?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Uddiwala branch?

The address of the branch is Uddiwala Kaul Garh, Distt. Dehra Dun, Uttarakhand - 248006 located in Dehra Dun, Uddiwala Kaulagarh, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.