IFSC Code of Punjab And Sind Bank, Gujrara Karanpur, Vikas Nagar, Uttarakhand — PSIB0021458

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab And Sind Bank for its Gujrara Karanpur branch in Dehra Dun, Vikas Nagar, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab And Sind Bank located in Dehra Dun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PSIB0021458. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab And Sind Bank, Gujrara Karanpur, Dehra Dun

The table below shows the main details of the IFSC Code PSIB0021458 for the Punjab And Sind Bank branch in Dehra Dun, which falls under the Vikas Nagar district in Uttarakhand.

These details are essential not only for online banking users but also for businesses and individuals who use Punjab And Sind Bank in Dehra Dun for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0021458 for the Gujrara Karanpur branch of Punjab And Sind Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab And Sind Bank located in Gujrara Karanpur, Dehra Dun, Uttarakhand, is provided with a unique IFSC like PSIB0021458 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Punjab And Sind Bank branch in Dehra Dun.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Dehra Dun and Vikas Nagar.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Punjab And Sind Bank in Gujrara Karanpur do not get mixed with another location.

Format of the IFSC Code PSIB0021458

The format of the IFSC Code for banks, including Punjab And Sind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Punjab And Sind Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gujrara Karanpur in Dehra Dun.

For example, the IFSC Code PSIB0021458 of Punjab And Sind Bank for the Gujrara Karanpur branch includes these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand accurately.

How to Find IFSC Code for Punjab And Sind Bank?

If you are trying to find the IFSC Code PSIB0021458 of Punjab And Sind Bank for its Gujrara Karanpur branch located in Dehra Dun, the following methods can help:

Cheque Book

The cheque book issued by Punjab And Sind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab And Sind Bank branches in Dehra Dun and Vikas Nagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab And Sind Bank and navigate to the branch locator section. Search for Gujrara Karanpur or Dehra Dun to get the exact IFSC Code PSIB0021458.

Mobile Banking App

If you use Punjab And Sind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab And Sind Bank and Dehra Dun, you'll get the correct details.

How to Use IFSC Code PSIB0021458 for Online Transfers?

Once you have the IFSC Code PSIB0021458 for the Gujrara Karanpur branch of Punjab And Sind Bank in Dehra Dun, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PSIB0021458. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0021458.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab And Sind Bank Gujrara Karanpur in Dehra Dun, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Gujrara Karanpur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab And Sind Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dehra Dun manage their online transfers and cheque clearances easily.