There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab And Sind Bank for its Charki Dadri branch in Charki Dadri, Charki Dadri, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab And Sind Bank situated in Charki Dadri or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code PSIB0021630. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab And Sind Bank, Charki Dadri, Charki Dadri

The table below shows the main details of the IFSC Code PSIB0021630 for the Punjab And Sind Bank branch in Charki Dadri, which falls under the Charki Dadri district in Haryana.

Particulars Details
Bank Punjab And Sind Bank
IFSC Code PSIB0021630
Branch Charki Dadri
City Charki Dadri
District Charki Dadri
State Haryana
Address 248 Ward No 1 Main Loharu Road Charki Dadri

These details helps users in online banking and for businesses and individuals who use Punjab And Sind Bank in Charki Dadri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PSIB0021630 for the Charki Dadri branch of Punjab And Sind Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab And Sind Bank located in Charki Dadri, Charki Dadri, Haryana, is provided a unique IFSC like PSIB0021630 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab And Sind Bank branch in Charki Dadri.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Charki Dadri and Charki Dadri.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Punjab And Sind Bank in Charki Dadri do not get misguided to another person.

Format of the IFSC Code PSIB0021630

The format of the IFSC Code for banks, including Punjab And Sind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab And Sind Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Charki Dadri in Charki Dadri.

For example, the IFSC Code PSIB0021630 of Punjab And Sind Bank for the Charki Dadri branch includes these elements, identifying the bank and the branch location in Charki Dadri and Haryana accurately.

How to Find IFSC Code for Punjab And Sind Bank?

If you are trying to find the IFSC Code PSIB0021630 of Punjab And Sind Bank for its Charki Dadri branch located in Charki Dadri, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab And Sind Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab And Sind Bank branches in Charki Dadri and Charki Dadri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab And Sind Bank and find the branch locator section. Search for Charki Dadri or Charki Dadri to get the exact IFSC Code PSIB0021630.

Mobile Banking App

If you use Punjab And Sind Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab And Sind Bank and Charki Dadri that will provide accurate information.

How to Use IFSC Code PSIB0021630 for Online Transfers?

If you have the IFSC Code PSIB0021630 for the Charki Dadri branch of Punjab And Sind Bank in Charki Dadri, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PSIB0021630. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab And Sind Bank IFSC Code PSIB0021630.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab And Sind Bank Charki Dadri in Charki Dadri, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab And Sind Bank in Charki Dadri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab And Sind Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Charki Dadri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab And Sind Bank in Charki Dadri, Charki Dadri?

The IFSC Code is PSIB0021630.

Is the IFSC Code PSIB0021630 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab And Sind Bank Charki Dadri?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Charki Dadri branch?

The address of the branch is 248 Ward No 1 Main Loharu Road Charki Dadri located in Charki Dadri, Charki Dadri, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.