For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Nutan Nagarik Sahakari Bank Limited for its Ring Road branch in Surat, Surat, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Nutan Nagarik Sahakari Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code NNSB0128041. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Nutan Nagarik Sahakari Bank Limited, Ring Road, Surat
Below in the table are the key details related to IFSC Code NNSB0128041 of Nutan Nagarik Sahakari Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Nutan Nagarik Sahakari Bank Limited |
| IFSC Code | NNSB0128041 |
| Branch | Ring Road |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | Shop No.1004,1005,1006,Krishna Textile Market,Near Jj Textile Market,Umarwada,Ring Road,Surat-395002. |
These details are important not only for users using online banking but also for businesses and individuals who use Nutan Nagarik Sahakari Bank Limited in Surat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code NNSB0128041 for the Ring Road branch of Nutan Nagarik Sahakari Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like NNSB0128041 is given to every bank branch, including Nutan Nagarik Sahakari Bank Limited located in Ring Road, Surat, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Nutan Nagarik Sahakari Bank Limited branch in Surat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Surat and Surat.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Nutan Nagarik Sahakari Bank Limited in Ring Road doesn't end up at another location.
Format of the IFSC Code NNSB0128041
The format of the IFSC Code for banks, including Nutan Nagarik Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Nutan Nagarik Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ring Road in Surat.
For example, the IFSC Code NNSB0128041 of Nutan Nagarik Sahakari Bank Limited for the Ring Road branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.
How to Find IFSC Code for Nutan Nagarik Sahakari Bank Limited?
If you are trying to find the IFSC Code NNSB0128041 of Nutan Nagarik Sahakari Bank Limited for its Ring Road branch located in Surat, the following methods can help:
Cheque Book
The cheque books that are issued by Nutan Nagarik Sahakari Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Nutan Nagarik Sahakari Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Nutan Nagarik Sahakari Bank Limited and find the branch locator section. Search for Ring Road or Surat to get the exact IFSC Code NNSB0128041.
Mobile Banking App
If you use Nutan Nagarik Sahakari Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Nutan Nagarik Sahakari Bank Limited and Surat that will provide accurate information.
How to Use IFSC Code NNSB0128041 for Online Transfers?
If you have the IFSC Code NNSB0128041 for the Ring Road branch of Nutan Nagarik Sahakari Bank Limited in Surat, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code NNSB0128041. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Nutan Nagarik Sahakari Bank Limited IFSC Code NNSB0128041.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Nutan Nagarik Sahakari Bank Limited Ring Road in Surat, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Nutan Nagarik Sahakari Bank Limited in Ring Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Nutan Nagarik Sahakari Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is NNSB0128041.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No.1004,1005,1006,Krishna Textile Market,Near Jj Textile Market,Umarwada,Ring Road,Surat-395002. located in Surat, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.