Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of North East Small Finance Bank Limited for its Nongstoin branch in West Khasi Hills, Nongstoin, or Meghalaya, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of North East Small Finance Bank Limited located in West Khasi Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code NESF0000212. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Nongstoin, West Khasi Hills

The table below shows the main details of the IFSC Code NESF0000212 for the North East Small Finance Bank Limited branch in West Khasi Hills, which falls under the Nongstoin district in Meghalaya.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000212
Branch Nongstoin
City West Khasi Hills
District Nongstoin
State Meghalaya
Address Upper New Nongstoin,Near P.W.D 18,P.O.-Nongstoin,P.S-Nongstoin,Dist -West Khasi Hills,Meghalaya-793119

These details are crucial, not just for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in West Khasi Hills for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000212 for the Nongstoin branch of North East Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Nongstoin, West Khasi Hills, Meghalaya, are given a unique IFSC like NESF0000212 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in West Khasi Hills.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like West Khasi Hills and Nongstoin.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to North East Small Finance Bank Limited in Nongstoin goes to the correct branch. This is important because North East Small Finance Bank Limited has thousands of branches in Meghalaya and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code NESF0000212

This is the format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For North East Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nongstoin in West Khasi Hills.

For example, the IFSC Code NESF0000212 of North East Small Finance Bank Limited for the Nongstoin branch includes these elements, identifying the bank and the branch location in West Khasi Hills and Meghalaya accurately.

How to Find IFSC Code for North East Small Finance Bank Limited?

If you are trying to find the IFSC Code NESF0000212 of North East Small Finance Bank Limited for its Nongstoin branch located in West Khasi Hills, the following methods can help:

Cheque Book

The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including North East Small Finance Bank Limited branches in West Khasi Hills and Nongstoin, print them on the first page of your passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and navigate to the branch locator section. Search for Nongstoin or West Khasi Hills to get the exact IFSC Code NESF0000212.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for North East Small Finance Bank Limited and West Khasi Hills, you'll get the correct details.

How to Use IFSC Code NESF0000212 for Online Transfers?

Once you have the IFSC Code NESF0000212 for the Nongstoin branch of North East Small Finance Bank Limited in West Khasi Hills, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NESF0000212. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000212.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for North East Small Finance Bank Limited Nongstoin in West Khasi Hills, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Nongstoin, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in West Khasi Hills to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Nongstoin, West Khasi Hills?

The IFSC Code is NESF0000212.

Is the IFSC Code NESF0000212 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Nongstoin?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nongstoin branch?

The address of the branch is Upper New Nongstoin,Near P.W.D 18,P.O.-Nongstoin,P.S-Nongstoin,Dist -West Khasi Hills,Meghalaya-793119 located in West Khasi Hills, Nongstoin, Meghalaya.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.