The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of North East Small Finance Bank Limited for its Mairang branch in West Khasi Hills, Mairang, Meghalaya, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of North East Small Finance Bank Limited located in West Khasi Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code NESF0000152. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for North East Small Finance Bank Limited, Mairang, West Khasi Hills
Here are the key points that are associated with the IFSC Code NESF0000152 of North East Small Finance Bank Limited for its branch located in West Khasi Hills, within the district of Mairang in the state of Meghalaya.
| Particulars | Details |
|---|---|
| Bank | North East Small Finance Bank Limited |
| IFSC Code | NESF0000152 |
| Branch | Mairang |
| City | West Khasi Hills |
| District | Mairang |
| State | Meghalaya |
| Address | Vill / Po/Ps Mairang,Pyndengumiong,Shillong |
These details are important not only for users using online banking but also for businesses and individuals who use North East Small Finance Bank Limited in West Khasi Hills for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code NESF0000152 for the Mairang branch of North East Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Mairang, West Khasi Hills, Meghalaya, are given a unique IFSC like NESF0000152 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in West Khasi Hills.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like West Khasi Hills and Mairang.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to North East Small Finance Bank Limited in Mairang goes to the correct branch. This is important because North East Small Finance Bank Limited has thousands of branches in Meghalaya and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code NESF0000152
The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For North East Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mairang in West Khasi Hills.
For example, the IFSC Code NESF0000152 of North East Small Finance Bank Limited for the Mairang branch includes these elements, identifying the bank and the branch location in West Khasi Hills and Meghalaya accurately.
How to Find IFSC Code for North East Small Finance Bank Limited?
If you are trying to find the IFSC Code NESF0000152 of North East Small Finance Bank Limited for its Mairang branch located in West Khasi Hills, the following methods can help:
Cheque Book
The cheque books that are issued by North East Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including North East Small Finance Bank Limited branches in West Khasi Hills and Mairang, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of North East Small Finance Bank Limited and find the branch locator section. Search for Mairang or West Khasi Hills to get the exact IFSC Code NESF0000152.
Mobile Banking App
If you use North East Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for North East Small Finance Bank Limited and West Khasi Hills that will provide accurate information.
How to Use IFSC Code NESF0000152 for Online Transfers?
Once you have the IFSC Code NESF0000152 for the Mairang branch of North East Small Finance Bank Limited in West Khasi Hills, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code NESF0000152. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000152.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the North East Small Finance Bank Limited Mairang in West Khasi Hills, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Mairang, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official North East Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in West Khasi Hills manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is NESF0000152.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill / Po/Ps Mairang,Pyndengumiong,Shillong located in West Khasi Hills, Mairang, Meghalaya.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.