There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of North East Small Finance Bank Limited for its Kheroni branch in West Karbi Anglong, Kheroni, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of North East Small Finance Bank Limited situated in West Karbi Anglong or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code NESF0000193. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Kheroni, West Karbi Anglong

Here are the main details that are associated with the IFSC Code NESF0000193 of North East Small Finance Bank Limited for its branch located in West Karbi Anglong, within the district of Kheroni in the state of Assam.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000193
Branch Kheroni
City West Karbi Anglong
District Kheroni
State Assam
Address Kheroni,Near Police Station P.O-Kheroni,P.S Kheroni,Dist - West Karbi Anglong,Pin-782448,Assam

These details are essential not only for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in West Karbi Anglong for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000193 for the Kheroni branch of North East Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in Kheroni, West Karbi Anglong, Assam, is provided a unique IFSC like NESF0000193 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the North East Small Finance Bank Limited branch in West Karbi Anglong.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like West Karbi Anglong and Kheroni.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Kheroni do not get misguided to another person.

Format of the IFSC Code NESF0000193

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For North East Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kheroni in West Karbi Anglong.

For example, the IFSC Code NESF0000193 of North East Small Finance Bank Limited for the Kheroni branch includes these elements, identifying the bank and the branch location in West Karbi Anglong and Assam accurately.

How to Find IFSC Code for North East Small Finance Bank Limited?

To find the IFSC Code NESF0000193 of North East Small Finance Bank Limited for its Kheroni branch located in West Karbi Anglong, the following methods can help you out:

Cheque Book

The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including North East Small Finance Bank Limited branches in West Karbi Anglong and Kheroni, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and go to the branch locator section. Then search for Kheroni or West Karbi Anglong to find the exact IFSC Code NESF0000193.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for North East Small Finance Bank Limited and West Karbi Anglong will provide accurate information.

How to Use IFSC Code NESF0000193 for Online Transfers?

If you have the IFSC Code NESF0000193 for the Kheroni branch of North East Small Finance Bank Limited in West Karbi Anglong, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NESF0000193. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000193.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for North East Small Finance Bank Limited Kheroni in West Karbi Anglong, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Kheroni, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in West Karbi Anglong manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Kheroni, West Karbi Anglong?

The IFSC Code is NESF0000193.

Is the IFSC Code NESF0000193 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Kheroni?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kheroni branch?

The address of the branch is Kheroni,Near Police Station P.O-Kheroni,P.S Kheroni,Dist - West Karbi Anglong,Pin-782448,Assam located in West Karbi Anglong, Kheroni, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.