There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of North East Small Finance Bank Limited for its Tura branch in West Garo Hills, Tura, Meghalaya, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of North East Small Finance Bank Limited situated in West Garo Hills or anywhere in Meghalaya can easily transfer funds instantly by using the correct IFSC Code NESF0000185. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Tura, West Garo Hills

Here are the key points that are associated with the IFSC Code NESF0000185 of North East Small Finance Bank Limited for its branch located in West Garo Hills, within the district of Tura in the state of Meghalaya.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000185
Branch Tura
City West Garo Hills
District Tura
State Meghalaya
Address Sora Arcade,Bye Lane-Hawakhana,Tura,Po.Hawakhana,Ps.Tura,Dist.West Garo Hills

These details are essential not only for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in West Garo Hills for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000185 for the Tura branch of North East Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in Tura, West Garo Hills, Meghalaya, is provided with a unique IFSC like NESF0000185 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the North East Small Finance Bank Limited branch in West Garo Hills.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like West Garo Hills and Tura.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Meghalaya and the rest of India and the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Tura do not get mixed with another location.

Format of the IFSC Code NESF0000185

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In North East Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tura in West Garo Hills.

For example, the IFSC Code NESF0000185 of North East Small Finance Bank Limited for the Tura branch has these elements, identifying the bank and the branch location in West Garo Hills and Meghalaya correctly.

How to Find IFSC Code for North East Small Finance Bank Limited?

If you are trying to find the IFSC Code NESF0000185 of North East Small Finance Bank Limited for its Tura branch located in West Garo Hills, the following methods can help:

Cheque Book

The cheque books that are issued by North East Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including North East Small Finance Bank Limited branches in West Garo Hills and Tura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and find the branch locator section. Search for Tura or West Garo Hills to get the exact IFSC Code NESF0000185.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for North East Small Finance Bank Limited and West Garo Hills that will provide accurate information.

How to Use IFSC Code NESF0000185 for Online Transfers?

Once you have the IFSC Code NESF0000185 for the Tura branch of North East Small Finance Bank Limited in West Garo Hills, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NESF0000185. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000185.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for North East Small Finance Bank Limited Tura in West Garo Hills may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Tura, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in West Garo Hills to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited Tura West Garo Hills?

The IFSC Code of the Tura West Garo Hills branch is NESF0000185.

Is IFSC Code NESF0000185 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the North East Small Finance Bank Limited Tura branch?

The branch is located at Sora Arcade,Bye Lane-Hawakhana,Tura,Po.Hawakhana,Ps.Tura,Dist.West Garo Hills.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.