The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of North East Small Finance Bank Limited for its Digboi branch in Tinsukia, Digboi, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of North East Small Finance Bank Limited located in Tinsukia or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000186. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for North East Small Finance Bank Limited, Digboi, Tinsukia
Here are some of the key details that come with the IFSC Code NESF0000186 of North East Small Finance Bank Limited for its branch located in Tinsukia, within the district of Digboi in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | North East Small Finance Bank Limited |
| IFSC Code | NESF0000186 |
| Branch | Digboi |
| City | Tinsukia |
| District | Digboi |
| State | Assam |
| Address | Digboi,Old Lic Road,Near Manipuri Hari Mandir,P.O - Digboi Jublee,P.S - Digboi,Dist - Tinsukia,Pin-786173 |
These details are important not only for users using online banking but also for businesses and individuals who use North East Small Finance Bank Limited in Tinsukia for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code NESF0000186 for the Digboi branch of North East Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in Digboi, Tinsukia, Assam, is provided with a unique IFSC like NESF0000186 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the North East Small Finance Bank Limited branch in Tinsukia.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Tinsukia and Digboi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Digboi do not get mixed with another location.
Format of the IFSC Code NESF0000186
The format of the IFSC Code for banks, including North East Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For North East Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Digboi in Tinsukia.
For example, the IFSC Code NESF0000186 of North East Small Finance Bank Limited for the Digboi branch includes these elements, identifying the bank and the branch location in Tinsukia and Assam correctly.
How to Find IFSC Code for North East Small Finance Bank Limited?
To find the IFSC Code NESF0000186 of North East Small Finance Bank Limited for its Digboi branch located in Tinsukia, the following methods can help you out:
Cheque Book
The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including North East Small Finance Bank Limited branches in Tinsukia and Digboi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of North East Small Finance Bank Limited and go to the branch locator section. Then search for Digboi or Tinsukia to find the exact IFSC Code NESF0000186.
Mobile Banking App
If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for North East Small Finance Bank Limited and Tinsukia will provide accurate information.
How to Use IFSC Code NESF0000186 for Online Transfers?
Once you have the IFSC Code NESF0000186 for the Digboi branch of North East Small Finance Bank Limited in Tinsukia, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code NESF0000186. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000186.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the North East Small Finance Bank Limited Digboi in Tinsukia, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Digboi, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official North East Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Tinsukia manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is NESF0000186.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Digboi,Old Lic Road,Near Manipuri Hari Mandir,P.O - Digboi Jublee,P.S - Digboi,Dist - Tinsukia,Pin-786173 located in Tinsukia, Digboi, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.