The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of North East Small Finance Bank Limited for its Ampati branch in South West Garo Hills, Ampati, Meghalaya, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of North East Small Finance Bank Limited located in South West Garo Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code NESF0000238. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for North East Small Finance Bank Limited, Ampati, South West Garo Hills
Below in the table are the key details related to IFSC Code NESF0000238 of North East Small Finance Bank Limited for its branch located in South West Garo Hills, within the district of Ampati in the state of Meghalaya.
| Particulars | Details |
|---|---|
| Bank | North East Small Finance Bank Limited |
| IFSC Code | NESF0000238 |
| Branch | Ampati |
| City | South West Garo Hills |
| District | Ampati |
| State | Meghalaya |
| Address | Near St Claret School And Ampati Police Station,Po Ampati,Pin 794115 |
These details are crucial, not just for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in South West Garo Hills for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000238 for the Ampati branch of North East Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in Ampati, South West Garo Hills, Meghalaya, is provided a unique IFSC like NESF0000238 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the North East Small Finance Bank Limited branch in South West Garo Hills.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like South West Garo Hills and Ampati.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Meghalaya and the rest of India, the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Ampati do not get misguided to another person.
Format of the IFSC Code NESF0000238
The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For North East Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ampati in South West Garo Hills.
For example, the IFSC Code NESF0000238 of North East Small Finance Bank Limited for the Ampati branch includes these elements, identifying the bank and the branch location in South West Garo Hills and Meghalaya accurately.
How to Find IFSC Code for North East Small Finance Bank Limited?
If you are looking for the IFSC Code NESF0000238 of North East Small Finance Bank Limited for its Ampati branch located in South West Garo Hills, the following methods can help:
Cheque Book
The cheque book that is issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including North East Small Finance Bank Limited branches in South West Garo Hills and Ampati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of North East Small Finance Bank Limited and look for the branch locator section, then search for Ampati or South West Garo Hills to get the exact IFSC Code NESF0000238.
Mobile Banking App
If you use North East Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for North East Small Finance Bank Limited and South West Garo Hills, then it will provide you proper information.
How to Use IFSC Code NESF0000238 for Online Transfers?
Once you have the IFSC Code NESF0000238 for the Ampati branch of North East Small Finance Bank Limited in South West Garo Hills, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code NESF0000238. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000238.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the North East Small Finance Bank Limited Ampati in South West Garo Hills, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Ampati, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official North East Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in South West Garo Hills manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is NESF0000238.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Near St Claret School And Ampati Police Station,Po Ampati,Pin 794115 located in South West Garo Hills, Ampati, Meghalaya.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.