IFSC Code of North East Small Finance Bank Limited, Panigaon, Panigaon, Assam — NESF0000134

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of North East Small Finance Bank Limited for its Panigaon branch in North Lakhimpur, Panigaon, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of North East Small Finance Bank Limited located in North Lakhimpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000134. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Panigaon, North Lakhimpur

Here are some of the key details that come with the IFSC Code NESF0000134 of North East Small Finance Bank Limited for its branch located in North Lakhimpur, within the district of Panigaon in the state of Assam.

These details are essential not only for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in North Lakhimpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000134 for the Panigaon branch of North East Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in Panigaon, North Lakhimpur, Assam, is provided with a unique IFSC like NESF0000134 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the North East Small Finance Bank Limited branch in North Lakhimpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like North Lakhimpur and Panigaon.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Panigaon do not get mixed with another location.

Format of the IFSC Code NESF0000134

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For North East Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panigaon in North Lakhimpur.

For example, the IFSC Code NESF0000134 of North East Small Finance Bank Limited for the Panigaon branch includes these elements, identifying the bank and the branch location in North Lakhimpur and Assam accurately.

How to Find IFSC Code for North East Small Finance Bank Limited?

If you are trying to find the IFSC Code NESF0000134 of North East Small Finance Bank Limited for its Panigaon branch located in North Lakhimpur, the following methods can help:

Cheque Book

The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including North East Small Finance Bank Limited branches in North Lakhimpur and Panigaon, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and navigate to the branch locator section. Search for Panigaon or North Lakhimpur to get the exact IFSC Code NESF0000134.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for North East Small Finance Bank Limited and North Lakhimpur, you'll get the correct details.

How to Use IFSC Code NESF0000134 for Online Transfers?

Once you have the IFSC Code NESF0000134 for the Panigaon branch of North East Small Finance Bank Limited in North Lakhimpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NESF0000134. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000134.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for North East Small Finance Bank Limited Panigaon in North Lakhimpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Panigaon, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official North East Small Finance Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in North Lakhimpur to handle online money transfers and get their cheques cleared smoothly.