The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of North East Small Finance Bank Limited for its Dhakuakhana branch in North Lakhimpur, Dhakuakhana, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of North East Small Finance Bank Limited located in North Lakhimpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000068. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for North East Small Finance Bank Limited, Dhakuakhana, North Lakhimpur

Here are the main details that are associated with the IFSC Code NESF0000068 of North East Small Finance Bank Limited for its branch located in North Lakhimpur, within the district of Dhakuakhana in the state of Assam.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000068
Branch Dhakuakhana
City North Lakhimpur
District Dhakuakhana
State Assam
Address Vill.Baligaon,Po.Dhakuakhana Ps.Dhakuakhana,Dist.North Lakhimpur

These details are important not only for users using online banking but also for businesses and individuals who use North East Small Finance Bank Limited in North Lakhimpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code NESF0000068 for the Dhakuakhana branch of North East Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Dhakuakhana, North Lakhimpur, Assam, are allotted a unique IFSC like NESF0000068 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in North Lakhimpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like North Lakhimpur and Dhakuakhana.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to North East Small Finance Bank Limited in Dhakuakhana reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code NESF0000068

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For North East Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhakuakhana in North Lakhimpur.

For example, the IFSC Code NESF0000068 of North East Small Finance Bank Limited for the Dhakuakhana branch includes these elements, identifying the bank and the branch location in North Lakhimpur and Assam correctly.

How to Find IFSC Code for North East Small Finance Bank Limited?

If you are trying to find the IFSC Code NESF0000068 of North East Small Finance Bank Limited for its Dhakuakhana branch located in North Lakhimpur, the following methods can help:

Cheque Book

The cheque books that are issued by North East Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including North East Small Finance Bank Limited branches in North Lakhimpur and Dhakuakhana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and find the branch locator section. Search for Dhakuakhana or North Lakhimpur to get the exact IFSC Code NESF0000068.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for North East Small Finance Bank Limited and North Lakhimpur that will provide accurate information.

How to Use IFSC Code NESF0000068 for Online Transfers?

Once you have the IFSC Code NESF0000068 for the Dhakuakhana branch of North East Small Finance Bank Limited in North Lakhimpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code NESF0000068. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000068.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the North East Small Finance Bank Limited Dhakuakhana in North Lakhimpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Dhakuakhana, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in North Lakhimpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Dhakuakhana, North Lakhimpur?

The IFSC Code is NESF0000068.

Is the IFSC Code NESF0000068 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Dhakuakhana?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dhakuakhana branch?

The address of the branch is Vill.Baligaon,Po.Dhakuakhana Ps.Dhakuakhana,Dist.North Lakhimpur located in North Lakhimpur, Dhakuakhana, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.