For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of North East Small Finance Bank Limited for its Bihpuria branch in North Lakhimpur, Bihpuria, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of North East Small Finance Bank Limited located in North Lakhimpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000069. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Bihpuria, North Lakhimpur

Here are the main details that are associated with the IFSC Code NESF0000069 of North East Small Finance Bank Limited for its branch located in North Lakhimpur, within the district of Bihpuria in the state of Assam.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000069
Branch Bihpuria
City North Lakhimpur
District Bihpuria
State Assam
Address Ward No.2 Bihpuria,Po.Bihpuria,Ps.Bihpuria,Dist.Lakhimpur,Assam

These details are crucial, not just for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in North Lakhimpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000069 for the Bihpuria branch of North East Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Bihpuria, North Lakhimpur, Assam, are allotted a unique IFSC like NESF0000069 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in North Lakhimpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like North Lakhimpur and Bihpuria.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to North East Small Finance Bank Limited in Bihpuria reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code NESF0000069

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For North East Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bihpuria in North Lakhimpur.

For example, the IFSC Code NESF0000069 of North East Small Finance Bank Limited for the Bihpuria branch includes these elements, identifying the bank and the branch location in North Lakhimpur and Assam correctly.

How to Find IFSC Code for North East Small Finance Bank Limited?

If you are looking for the IFSC Code NESF0000069 of North East Small Finance Bank Limited for its Bihpuria branch located in North Lakhimpur, the following methods can help:

Cheque Book

The cheque book that is issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including North East Small Finance Bank Limited branches in North Lakhimpur and Bihpuria, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of North East Small Finance Bank Limited and look for the branch locator section, then search for Bihpuria or North Lakhimpur to get the exact IFSC Code NESF0000069.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for North East Small Finance Bank Limited and North Lakhimpur, then it will provide you proper information.

How to Use IFSC Code NESF0000069 for Online Transfers?

If you have the IFSC Code NESF0000069 for the Bihpuria branch of North East Small Finance Bank Limited in North Lakhimpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NESF0000069. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000069.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for North East Small Finance Bank Limited Bihpuria in North Lakhimpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Bihpuria, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in North Lakhimpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited Bihpuria North Lakhimpur?

The IFSC Code of the Bihpuria North Lakhimpur branch is NESF0000069.

Is IFSC Code NESF0000069 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the North East Small Finance Bank Limited Bihpuria branch?

The branch is located at Ward No.2 Bihpuria,Po.Bihpuria,Ps.Bihpuria,Dist.Lakhimpur,Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.