Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of North East Small Finance Bank Limited for its Kampur branch in Nagaon, Kampur, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of North East Small Finance Bank Limited located in Nagaon or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000143. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Kampur, Nagaon

Here are the key points that are associated with the IFSC Code NESF0000143 of North East Small Finance Bank Limited for its branch located in Nagaon, within the district of Kampur in the state of Assam.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000143
Branch Kampur
City Nagaon
District Kampur
State Assam
Address Pachanijar,Ward No-4,Opposite Pachanijar Shiv Mandir,Kampur-782426

These details help users in online banking and for businesses and individuals who use North East Small Finance Bank Limited in Nagaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000143 for the Kampur branch of North East Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like NESF0000143 is given to every bank branch, including North East Small Finance Bank Limited located in Kampur, Nagaon, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the North East Small Finance Bank Limited branch in Nagaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Nagaon and Kampur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Kampur doesn't end up at another location.

Format of the IFSC Code NESF0000143

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In North East Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kampur in Nagaon.

For example, the IFSC Code NESF0000143 of North East Small Finance Bank Limited for the Kampur branch has these elements, identifying the bank and the branch location in Nagaon and Assam correctly.

How to Find IFSC Code for North East Small Finance Bank Limited?

To find the IFSC Code NESF0000143 of North East Small Finance Bank Limited for its Kampur branch located in Nagaon, the following methods can help you out:

Cheque Book

The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including North East Small Finance Bank Limited branches in Nagaon and Kampur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and go to the branch locator section. Then search for Kampur or Nagaon to find the exact IFSC Code NESF0000143.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for North East Small Finance Bank Limited and Nagaon will provide accurate information.

How to Use IFSC Code NESF0000143 for Online Transfers?

If you have the IFSC Code NESF0000143 for the Kampur branch of North East Small Finance Bank Limited in Nagaon, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NESF0000143. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000143.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for North East Small Finance Bank Limited Kampur in Nagaon, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Kampur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nagaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Kampur, Nagaon?

The IFSC Code is NESF0000143.

Is the IFSC Code NESF0000143 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Kampur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kampur branch?

The address of the branch is Pachanijar,Ward No-4,Opposite Pachanijar Shiv Mandir,Kampur-782426 located in Nagaon, Kampur, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.