There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of North East Small Finance Bank Limited for its North Lakhimpur branch in Lakhimpur, North Lakhimpur, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of North East Small Finance Bank Limited situated in Lakhimpur or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code NESF0000051. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, North Lakhimpur, Lakhimpur

Below in the table are the key details related to IFSC Code NESF0000051 of North East Small Finance Bank Limited for its branch located in Lakhimpur, within the district of North Lakhimpur in the state of Assam.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000051
Branch North Lakhimpur
City Lakhimpur
District North Lakhimpur
State Assam
Address Ward No-7,North Lakhimpur,Po.North Lakhimpur,Ps.North Lakhimpur,Dist.Lakhimpur,Assam,Pin-787001

These details are important not only for users using online banking but also for businesses and individuals who use North East Small Finance Bank Limited in Lakhimpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code NESF0000051 for the North Lakhimpur branch of North East Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in North Lakhimpur, Lakhimpur, Assam, is provided a unique IFSC like NESF0000051 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the North East Small Finance Bank Limited branch in Lakhimpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Lakhimpur and North Lakhimpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in North Lakhimpur do not get misguided to another person.

Format of the IFSC Code NESF0000051

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For North East Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as North Lakhimpur in Lakhimpur.

For example, the IFSC Code NESF0000051 of North East Small Finance Bank Limited for the North Lakhimpur branch includes these elements, identifying the bank and the branch location in Lakhimpur and Assam accurately.

How to Find IFSC Code for North East Small Finance Bank Limited?

If you are looking for the IFSC Code NESF0000051 of North East Small Finance Bank Limited for its North Lakhimpur branch located in Lakhimpur, the following methods can help:

Cheque Book

The cheque book that is issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including North East Small Finance Bank Limited branches in Lakhimpur and North Lakhimpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of North East Small Finance Bank Limited and look for the branch locator section, then search for North Lakhimpur or Lakhimpur to get the exact IFSC Code NESF0000051.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for North East Small Finance Bank Limited and Lakhimpur, then it will provide you proper information.

How to Use IFSC Code NESF0000051 for Online Transfers?

Once you have the IFSC Code NESF0000051 for the North Lakhimpur branch of North East Small Finance Bank Limited in Lakhimpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NESF0000051. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000051.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for North East Small Finance Bank Limited North Lakhimpur in Lakhimpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in North Lakhimpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Lakhimpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in North Lakhimpur, Lakhimpur?

The IFSC Code is NESF0000051.

Is the IFSC Code NESF0000051 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited North Lakhimpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the North Lakhimpur branch?

The address of the branch is Ward No-7,North Lakhimpur,Po.North Lakhimpur,Ps.North Lakhimpur,Dist.Lakhimpur,Assam,Pin-787001 located in Lakhimpur, North Lakhimpur, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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