Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of North East Small Finance Bank Limited for its Gossaigaon branch in Kokrajhar, Bongaigaon, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of North East Small Finance Bank Limited located in Kokrajhar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000228. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for North East Small Finance Bank Limited, Gossaigaon, Kokrajhar
The table below shows the main details of the IFSC Code NESF0000228 for the North East Small Finance Bank Limited branch in Kokrajhar, which falls under the Bongaigaon district in Assam.
| Particulars | Details |
|---|---|
| Bank | North East Small Finance Bank Limited |
| IFSC Code | NESF0000228 |
| Branch | Gossaigaon |
| City | Kokrajhar |
| District | Bongaigaon |
| State | Assam |
| Address | Tp Road,Gossaigaon Ward No-4,P.O Gossaingaon,Psgossaingaon,Dist.Kokrajhar Assam,Pin-783360 |
These details are important not only for users using online banking but also for businesses and individuals who use North East Small Finance Bank Limited in Kokrajhar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code NESF0000228 for the Gossaigaon branch of North East Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in Gossaigaon, Kokrajhar, Assam, is provided a unique IFSC like NESF0000228 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the North East Small Finance Bank Limited branch in Kokrajhar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kokrajhar and Bongaigaon.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Gossaigaon do not get misguided to another person.
Format of the IFSC Code NESF0000228
The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For North East Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gossaigaon in Kokrajhar.
For example, the IFSC Code NESF0000228 of North East Small Finance Bank Limited for the Gossaigaon branch includes these elements, identifying the bank and the branch location in Kokrajhar and Assam accurately.
How to Find IFSC Code for North East Small Finance Bank Limited?
If you are trying to find the IFSC Code NESF0000228 of North East Small Finance Bank Limited for its Gossaigaon branch located in Kokrajhar, the following methods can help:
Cheque Book
The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including North East Small Finance Bank Limited branches in Kokrajhar and Bongaigaon, print them on the first page of your passbook.
Bank Website
Visit the official website of North East Small Finance Bank Limited and navigate to the branch locator section. Search for Gossaigaon or Kokrajhar to get the exact IFSC Code NESF0000228.
Mobile Banking App
If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for North East Small Finance Bank Limited and Kokrajhar, you'll get the correct details.
How to Use IFSC Code NESF0000228 for Online Transfers?
Once you have the IFSC Code NESF0000228 for the Gossaigaon branch of North East Small Finance Bank Limited in Kokrajhar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code NESF0000228. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000228.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for North East Small Finance Bank Limited Gossaigaon in Kokrajhar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Gossaigaon, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official North East Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kokrajhar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is NESF0000228.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Tp Road,Gossaigaon Ward No-4,P.O Gossaingaon,Psgossaingaon,Dist.Kokrajhar Assam,Pin-783360 located in Kokrajhar, Bongaigaon, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.