For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of North East Small Finance Bank Limited for its Teliamura branch in Khowai, Agartala, Tripura, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of North East Small Finance Bank Limited located in Khowai or anywhere in Tripura can transfer funds instantly by using the correct IFSC Code NESF0000028. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for North East Small Finance Bank Limited, Teliamura, Khowai
Here are some of the key details that come with the IFSC Code NESF0000028 of North East Small Finance Bank Limited for its branch located in Khowai, within the district of Agartala in the state of Tripura.
| Particulars | Details |
|---|---|
| Bank | North East Small Finance Bank Limited |
| IFSC Code | NESF0000028 |
| Branch | Teliamura |
| City | Khowai |
| District | Agartala |
| State | Tripura |
| Address | Laxmi Narayan Bhawan,Opp.Netaji Nagar High School,Vill Netajinagar,A.A Road,Po.Teliamura,Ps.Teliamura,Dist.Khowai,West Tripura-799205 |
These details help users in online banking and for businesses and individuals who use North East Small Finance Bank Limited in Khowai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000028 for the Teliamura branch of North East Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Teliamura, Khowai, Tripura, are allotted a unique IFSC like NESF0000028 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Khowai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Khowai and Agartala.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to North East Small Finance Bank Limited in Teliamura reaches the right place, even though there are thousands of branches in Tripura and across India.
Format of the IFSC Code NESF0000028
The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For North East Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Teliamura in Khowai.
For example, the IFSC Code NESF0000028 of North East Small Finance Bank Limited for the Teliamura branch includes these elements, identifying the bank and the branch location in Khowai and Tripura accurately.
How to Find IFSC Code for North East Small Finance Bank Limited?
To find the IFSC Code NESF0000028 of North East Small Finance Bank Limited for its Teliamura branch located in Khowai, the following methods can help you out:
Cheque Book
The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including North East Small Finance Bank Limited branches in Khowai and Agartala, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of North East Small Finance Bank Limited and go to the branch locator section. Then search for Teliamura or Khowai to find the exact IFSC Code NESF0000028.
Mobile Banking App
If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for North East Small Finance Bank Limited and Khowai will provide accurate information.
How to Use IFSC Code NESF0000028 for Online Transfers?
Once you have the IFSC Code NESF0000028 for the Teliamura branch of North East Small Finance Bank Limited in Khowai, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code NESF0000028. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000028.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for North East Small Finance Bank Limited Teliamura in Khowai may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Teliamura, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official North East Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Khowai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Teliamura Khowai branch is NESF0000028.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Laxmi Narayan Bhawan,Opp.Netaji Nagar High School,Vill Netajinagar,A.A Road,Po.Teliamura,Ps.Teliamura,Dist.Khowai,West Tripura-799205.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.