The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of North East Small Finance Bank Limited for its Karimganj branch in Karimganj, Karimganj, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of North East Small Finance Bank Limited located in Karimganj or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000160. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for North East Small Finance Bank Limited, Karimganj, Karimganj

The table below shows the main details of the IFSC Code NESF0000160 for the North East Small Finance Bank Limited branch in Karimganj, which falls under the Karimganj district in Assam.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000160
Branch Karimganj
City Karimganj
District Karimganj
State Assam
Address P R Choudhury Memorial Complex Ward No 19 Bridge Road Santar Bazar Po Karimganj Ps Karimganj Dist Karimganj Assam Pin 788711

These details are important not only for users using online banking but also for businesses and individuals who use North East Small Finance Bank Limited in Karimganj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code NESF0000160 for the Karimganj branch of North East Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Karimganj, Karimganj, Assam, are allotted a unique IFSC like NESF0000160 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Karimganj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Karimganj and Karimganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to North East Small Finance Bank Limited in Karimganj reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code NESF0000160

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For North East Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Karimganj in Karimganj.

For example, the IFSC Code NESF0000160 of North East Small Finance Bank Limited for the Karimganj branch includes these elements, identifying the bank and the branch location in Karimganj and Assam correctly.

How to Find IFSC Code for North East Small Finance Bank Limited?

If you are trying to find the IFSC Code NESF0000160 of North East Small Finance Bank Limited for its Karimganj branch located in Karimganj, the following methods can help:

Cheque Book

The cheque books that are issued by North East Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including North East Small Finance Bank Limited branches in Karimganj and Karimganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and find the branch locator section. Search for Karimganj or Karimganj to get the exact IFSC Code NESF0000160.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for North East Small Finance Bank Limited and Karimganj that will provide accurate information.

How to Use IFSC Code NESF0000160 for Online Transfers?

Once you have the IFSC Code NESF0000160 for the Karimganj branch of North East Small Finance Bank Limited in Karimganj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code NESF0000160. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000160.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the North East Small Finance Bank Limited Karimganj in Karimganj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Karimganj, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Karimganj to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited Karimganj Karimganj?

The IFSC Code of the Karimganj Karimganj branch is NESF0000160.

Is IFSC Code NESF0000160 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the North East Small Finance Bank Limited Karimganj branch?

The branch is located at P R Choudhury Memorial Complex Ward No 19 Bridge Road Santar Bazar Po Karimganj Ps Karimganj Dist Karimganj Assam Pin 788711.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.