Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of North East Small Finance Bank Limited for its Bakulia branch in Karbi Anglong, Bakulia, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of North East Small Finance Bank Limited located in Karbi Anglong or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000181. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for North East Small Finance Bank Limited, Bakulia, Karbi Anglong
Here are some of the key details that come with the IFSC Code NESF0000181 of North East Small Finance Bank Limited for its branch located in Karbi Anglong, within the district of Bakulia in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | North East Small Finance Bank Limited |
| IFSC Code | NESF0000181 |
| Branch | Bakulia |
| City | Karbi Anglong |
| District | Bakulia |
| State | Assam |
| Address | Bokulia,Near L.D.R Bank Karbi Anglong,Po.Bakuliaghat,Ps -Bakuliaghat,Dist -Karbi Anglong,Assam,Pin - 782482 |
These details are essential not only for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in Karbi Anglong for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000181 for the Bakulia branch of North East Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in Bakulia, Karbi Anglong, Assam, is provided with a unique IFSC like NESF0000181 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the North East Small Finance Bank Limited branch in Karbi Anglong.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Karbi Anglong and Bakulia.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Bakulia do not get mixed with another location.
Format of the IFSC Code NESF0000181
The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In North East Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bakulia in Karbi Anglong.
For example, the IFSC Code NESF0000181 of North East Small Finance Bank Limited for the Bakulia branch has these elements, identifying the bank and the branch location in Karbi Anglong and Assam correctly.
How to Find IFSC Code for North East Small Finance Bank Limited?
If you are trying to find the IFSC Code NESF0000181 of North East Small Finance Bank Limited for its Bakulia branch located in Karbi Anglong, the following methods can help:
Cheque Book
The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including North East Small Finance Bank Limited branches in Karbi Anglong and Bakulia, print them on the first page of your passbook.
Bank Website
Visit the official website of North East Small Finance Bank Limited and navigate to the branch locator section. Search for Bakulia or Karbi Anglong to get the exact IFSC Code NESF0000181.
Mobile Banking App
If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for North East Small Finance Bank Limited and Karbi Anglong, you'll get the correct details.
How to Use IFSC Code NESF0000181 for Online Transfers?
If you have the IFSC Code NESF0000181 for the Bakulia branch of North East Small Finance Bank Limited in Karbi Anglong, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code NESF0000181. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000181.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for North East Small Finance Bank Limited Bakulia in Karbi Anglong, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Bakulia, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official North East Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Karbi Anglong to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bakulia Karbi Anglong branch is NESF0000181.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Bokulia,Near L.D.R Bank Karbi Anglong,Po.Bakuliaghat,Ps -Bakuliaghat,Dist -Karbi Anglong,Assam,Pin - 782482.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.