There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of North East Small Finance Bank Limited for its Sualkuchi branch in Kamrup, Sualkuchi, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of North East Small Finance Bank Limited situated in Kamrup or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code NESF0000005. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Sualkuchi, Kamrup

The table below shows the main details of the IFSC Code NESF0000005 for the North East Small Finance Bank Limited branch in Kamrup, which falls under the Sualkuchi district in Assam.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000005
Branch Sualkuchi
City Kamrup
District Sualkuchi
State Assam
Address S/O Late Balak Baishya, Residing At Village Napara (Bus Stand), Po - Sualkuchi, Ps - Sualkuchi, Dist - Kamrup, Assam - 781103

These details are crucial, not just for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in Kamrup for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000005 for the Sualkuchi branch of North East Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in Sualkuchi, Kamrup, Assam, is provided a unique IFSC like NESF0000005 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the North East Small Finance Bank Limited branch in Kamrup.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kamrup and Sualkuchi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Sualkuchi do not get misguided to another person.

Format of the IFSC Code NESF0000005

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For North East Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sualkuchi in Kamrup.

For example, the IFSC Code NESF0000005 of North East Small Finance Bank Limited for the Sualkuchi branch includes these elements, identifying the bank and the branch location in Kamrup and Assam accurately.

How to Find IFSC Code for North East Small Finance Bank Limited?

If you are trying to find the IFSC Code NESF0000005 of North East Small Finance Bank Limited for its Sualkuchi branch located in Kamrup, the following methods can help:

Cheque Book

The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including North East Small Finance Bank Limited branches in Kamrup and Sualkuchi, print them on the first page of your passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and navigate to the branch locator section. Search for Sualkuchi or Kamrup to get the exact IFSC Code NESF0000005.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for North East Small Finance Bank Limited and Kamrup, you'll get the correct details.

How to Use IFSC Code NESF0000005 for Online Transfers?

Once you have the IFSC Code NESF0000005 for the Sualkuchi branch of North East Small Finance Bank Limited in Kamrup, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code NESF0000005. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000005.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the North East Small Finance Bank Limited Sualkuchi in Kamrup, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Sualkuchi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kamrup manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Sualkuchi, Kamrup?

The IFSC Code is NESF0000005.

Is the IFSC Code NESF0000005 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Sualkuchi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sualkuchi branch?

The address of the branch is S/O Late Balak Baishya, Residing At Village Napara (Bus Stand), Po - Sualkuchi, Ps - Sualkuchi, Dist - Kamrup, Assam - 781103 located in Kamrup, Sualkuchi, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.