The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of North East Small Finance Bank Limited for its Baihata Chariali branch in Kamrup, Baihata Chariali, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of North East Small Finance Bank Limited located in Kamrup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000003. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for North East Small Finance Bank Limited, Baihata Chariali, Kamrup
Below in the table are the key details related to IFSC Code NESF0000003 of North East Small Finance Bank Limited for its branch located in Kamrup, within the district of Baihata Chariali in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | North East Small Finance Bank Limited |
| IFSC Code | NESF0000003 |
| Branch | Baihata Chariali |
| City | Kamrup |
| District | Baihata Chariali |
| State | Assam |
| Address | Kshudrapalaha, Baihata Chariali, Kamrup, Assam - 781381 |
These details help users in online banking and for businesses and individuals who use North East Small Finance Bank Limited in Kamrup for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000003 for the Baihata Chariali branch of North East Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like NESF0000003 is given to every bank branch, including North East Small Finance Bank Limited located in Baihata Chariali, Kamrup, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the North East Small Finance Bank Limited branch in Kamrup.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kamrup and Baihata Chariali.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Baihata Chariali doesn't end up at another location.
Format of the IFSC Code NESF0000003
The format of the IFSC Code for banks, including North East Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For North East Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baihata Chariali in Kamrup.
For example, the IFSC Code NESF0000003 of North East Small Finance Bank Limited for the Baihata Chariali branch includes these elements, identifying the bank and the branch location in Kamrup and Assam correctly.
How to Find IFSC Code for North East Small Finance Bank Limited?
If you are looking for the IFSC Code NESF0000003 of North East Small Finance Bank Limited for its Baihata Chariali branch located in Kamrup, the following methods can help:
Cheque Book
The cheque book that is issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including North East Small Finance Bank Limited branches in Kamrup and Baihata Chariali, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of North East Small Finance Bank Limited and look for the branch locator section, then search for Baihata Chariali or Kamrup to get the exact IFSC Code NESF0000003.
Mobile Banking App
If you use North East Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for North East Small Finance Bank Limited and Kamrup, then it will provide you proper information.
How to Use IFSC Code NESF0000003 for Online Transfers?
Once you have the IFSC Code NESF0000003 for the Baihata Chariali branch of North East Small Finance Bank Limited in Kamrup, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code NESF0000003. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000003.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for North East Small Finance Bank Limited Baihata Chariali in Kamrup may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Baihata Chariali, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official North East Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kamrup to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is NESF0000003.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kshudrapalaha, Baihata Chariali, Kamrup, Assam - 781381 located in Kamrup, Baihata Chariali, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.