Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of North East Small Finance Bank Limited for its Maynaguri branch in Jalpaiguri, Maynaguri, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of North East Small Finance Bank Limited located in Jalpaiguri or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code NESF0000139. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for North East Small Finance Bank Limited, Maynaguri, Jalpaiguri
Below in the table are the key details related to IFSC Code NESF0000139 of North East Small Finance Bank Limited for its branch located in Jalpaiguri, within the district of Maynaguri in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | North East Small Finance Bank Limited |
| IFSC Code | NESF0000139 |
| Branch | Maynaguri |
| City | Jalpaiguri |
| District | Maynaguri |
| State | West Bengal |
| Address | 1St Floor,Pannakshi Bhawan,Durgabari More,Subhash Nagar,P.O - Maynaguri,Ps.Maynaguri |
These details are crucial, not just for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in Jalpaiguri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000139 for the Maynaguri branch of North East Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Maynaguri, Jalpaiguri, West Bengal, are allotted a unique IFSC like NESF0000139 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jalpaiguri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Jalpaiguri and Maynaguri.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to North East Small Finance Bank Limited in Maynaguri reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code NESF0000139
The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In North East Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Maynaguri in Jalpaiguri.
For example, the IFSC Code NESF0000139 of North East Small Finance Bank Limited for the Maynaguri branch has these elements, identifying the bank and the branch location in Jalpaiguri and West Bengal correctly.
How to Find IFSC Code for North East Small Finance Bank Limited?
If you are looking for the IFSC Code NESF0000139 of North East Small Finance Bank Limited for its Maynaguri branch located in Jalpaiguri, the following methods can help:
Cheque Book
The cheque book that is issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including North East Small Finance Bank Limited branches in Jalpaiguri and Maynaguri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of North East Small Finance Bank Limited and look for the branch locator section, then search for Maynaguri or Jalpaiguri to get the exact IFSC Code NESF0000139.
Mobile Banking App
If you use North East Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for North East Small Finance Bank Limited and Jalpaiguri, then it will provide you proper information.
How to Use IFSC Code NESF0000139 for Online Transfers?
If you have the IFSC Code NESF0000139 for the Maynaguri branch of North East Small Finance Bank Limited in Jalpaiguri, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code NESF0000139. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000139.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for North East Small Finance Bank Limited Maynaguri in Jalpaiguri, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of North East Small Finance Bank Limited in Maynaguri, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official North East Small Finance Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jalpaiguri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Maynaguri Jalpaiguri branch is NESF0000139.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 1St Floor,Pannakshi Bhawan,Durgabari More,Subhash Nagar,P.O - Maynaguri,Ps.Maynaguri.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.