Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of North East Small Finance Bank Limited for its Lamphelpat branch in Imphal West, Lamphelpat, Manipur, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of North East Small Finance Bank Limited located in Imphal West or anywhere in Manipur can transfer funds instantly by using the correct IFSC Code NESF0000149. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Lamphelpat, Imphal West

Here are the main details that are associated with the IFSC Code NESF0000149 of North East Small Finance Bank Limited for its branch located in Imphal West, within the district of Lamphelpat in the state of Manipur.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000149
Branch Lamphelpat
City Imphal West
District Lamphelpat
State Manipur
Address Ward No-03,Po Lamphelpat,Ps Imphal

These details are essential not only for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in Imphal West for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000149 for the Lamphelpat branch of North East Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Lamphelpat, Imphal West, Manipur, are allotted a unique IFSC like NESF0000149 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Imphal West.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Imphal West and Lamphelpat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to North East Small Finance Bank Limited in Lamphelpat reaches the right place, even though there are thousands of branches in Manipur and across India.

Format of the IFSC Code NESF0000149

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For North East Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lamphelpat in Imphal West.

For example, the IFSC Code NESF0000149 of North East Small Finance Bank Limited for the Lamphelpat branch includes these elements, identifying the bank and the branch location in Imphal West and Manipur correctly.

How to Find IFSC Code for North East Small Finance Bank Limited?

If you are looking for the IFSC Code NESF0000149 of North East Small Finance Bank Limited for its Lamphelpat branch located in Imphal West, the following methods can help:

Cheque Book

The cheque book that is issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including North East Small Finance Bank Limited branches in Imphal West and Lamphelpat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of North East Small Finance Bank Limited and look for the branch locator section, then search for Lamphelpat or Imphal West to get the exact IFSC Code NESF0000149.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for North East Small Finance Bank Limited and Imphal West, then it will provide you proper information.

How to Use IFSC Code NESF0000149 for Online Transfers?

If you have the IFSC Code NESF0000149 for the Lamphelpat branch of North East Small Finance Bank Limited in Imphal West, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NESF0000149. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000149.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for North East Small Finance Bank Limited Lamphelpat in Imphal West, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Lamphelpat, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Imphal West manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Lamphelpat, Imphal West?

The IFSC Code is NESF0000149.

Is the IFSC Code NESF0000149 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Lamphelpat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Lamphelpat branch?

The address of the branch is Ward No-03,Po Lamphelpat,Ps Imphal located in Imphal West, Lamphelpat, Manipur.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.