There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of North East Small Finance Bank Limited for its Sarupathar branch in Golaghat, Sarupathar, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of North East Small Finance Bank Limited situated in Golaghat or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code NESF0000083. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Sarupathar, Golaghat

Here are some of the key details that come with the IFSC Code NESF0000083 of North East Small Finance Bank Limited for its branch located in Golaghat, within the district of Sarupathar in the state of Assam.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000083
Branch Sarupathar
City Golaghat
District Sarupathar
State Assam
Address Sarupathar,Ward No-4,P.O-Sarupathar,P.S - Sarupathar

These details are essential not only for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in Golaghat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000083 for the Sarupathar branch of North East Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in Sarupathar, Golaghat, Assam, is provided with a unique IFSC like NESF0000083 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the North East Small Finance Bank Limited branch in Golaghat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Golaghat and Sarupathar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Sarupathar do not get mixed with another location.

Format of the IFSC Code NESF0000083

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For North East Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sarupathar in Golaghat.

For example, the IFSC Code NESF0000083 of North East Small Finance Bank Limited for the Sarupathar branch includes these elements, identifying the bank and the branch location in Golaghat and Assam accurately.

How to Find IFSC Code for North East Small Finance Bank Limited?

If you are trying to find the IFSC Code NESF0000083 of North East Small Finance Bank Limited for its Sarupathar branch located in Golaghat, the following methods can help:

Cheque Book

The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including North East Small Finance Bank Limited branches in Golaghat and Sarupathar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and navigate to the branch locator section. Search for Sarupathar or Golaghat to get the exact IFSC Code NESF0000083.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for North East Small Finance Bank Limited and Golaghat, you'll get the correct details.

How to Use IFSC Code NESF0000083 for Online Transfers?

Once you have the IFSC Code NESF0000083 for the Sarupathar branch of North East Small Finance Bank Limited in Golaghat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code NESF0000083. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000083.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the North East Small Finance Bank Limited Sarupathar in Golaghat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Sarupathar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Golaghat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Sarupathar, Golaghat?

The IFSC Code is NESF0000083.

Is the IFSC Code NESF0000083 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Sarupathar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sarupathar branch?

The address of the branch is Sarupathar,Ward No-4,P.O-Sarupathar,P.S - Sarupathar located in Golaghat, Sarupathar, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.