Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of North East Small Finance Bank Limited for its Khara Part Ii Darangiri branch in Goalpara, Khara Part Ii Darangiri, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of North East Small Finance Bank Limited located in Goalpara or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000147. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Khara Part Ii Darangiri, Goalpara

The table below shows the main details of the IFSC Code NESF0000147 for the North East Small Finance Bank Limited branch in Goalpara, which falls under the Khara Part Ii Darangiri district in Assam.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000147
Branch Khara Part Ii Darangiri
City Goalpara
District Khara Part Ii Darangiri
State Assam
Address Dudhnoi,Near Dhudhnoi Hospital,P.O-Dhudhnoi,P.S-Dhudhnoi

These details are essential not only for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in Goalpara for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000147 for the Khara Part Ii Darangiri branch of North East Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in Khara Part Ii Darangiri, Goalpara, Assam, is provided with a unique IFSC like NESF0000147 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the North East Small Finance Bank Limited branch in Goalpara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Goalpara and Khara Part Ii Darangiri.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Khara Part Ii Darangiri do not get mixed with another location.

Format of the IFSC Code NESF0000147

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For North East Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khara Part Ii Darangiri in Goalpara.

For example, the IFSC Code NESF0000147 of North East Small Finance Bank Limited for the Khara Part Ii Darangiri branch includes these elements, identifying the bank and the branch location in Goalpara and Assam accurately.

How to Find IFSC Code for North East Small Finance Bank Limited?

If you are trying to find the IFSC Code NESF0000147 of North East Small Finance Bank Limited for its Khara Part Ii Darangiri branch located in Goalpara, the following methods can help:

Cheque Book

The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including North East Small Finance Bank Limited branches in Goalpara and Khara Part Ii Darangiri, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and navigate to the branch locator section. Search for Khara Part Ii Darangiri or Goalpara to get the exact IFSC Code NESF0000147.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for North East Small Finance Bank Limited and Goalpara, you'll get the correct details.

How to Use IFSC Code NESF0000147 for Online Transfers?

Once you have the IFSC Code NESF0000147 for the Khara Part Ii Darangiri branch of North East Small Finance Bank Limited in Goalpara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code NESF0000147. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000147.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the North East Small Finance Bank Limited Khara Part Ii Darangiri in Goalpara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Khara Part Ii Darangiri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Goalpara to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Khara Part Ii Darangiri, Goalpara?

The IFSC Code is NESF0000147.

Is the IFSC Code NESF0000147 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Khara Part Ii Darangiri?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khara Part Ii Darangiri branch?

The address of the branch is Dudhnoi,Near Dhudhnoi Hospital,P.O-Dhudhnoi,P.S-Dhudhnoi located in Goalpara, Khara Part Ii Darangiri, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.