Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of North East Small Finance Bank Limited for its Tadong branch in East Sikkim, Gangtok, Sikkim, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of North East Small Finance Bank Limited located in East Sikkim or anywhere in Sikkim can transfer funds instantly by using the correct IFSC Code NESF0000012. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Tadong, East Sikkim

Here are the key points that are associated with the IFSC Code NESF0000012 of North East Small Finance Bank Limited for its branch located in East Sikkim, within the district of Gangtok in the state of Sikkim.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000012
Branch Tadong
City East Sikkim
District Gangtok
State Sikkim
Address Tadong,Daragaon,P.O-Tadaong Daragaon,P.S - Gangtok,Dist-East Sikkim,Sikkim,Pin-737102

These details help users in online banking and for businesses and individuals who use North East Small Finance Bank Limited in East Sikkim for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000012 for the Tadong branch of North East Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Tadong, East Sikkim, Sikkim, are given a unique IFSC like NESF0000012 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in East Sikkim.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like East Sikkim and Gangtok.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to North East Small Finance Bank Limited in Tadong goes to the correct branch. This is important because North East Small Finance Bank Limited has thousands of branches in Sikkim and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code NESF0000012

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For North East Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tadong in East Sikkim.

For example, the IFSC Code NESF0000012 of North East Small Finance Bank Limited for the Tadong branch includes these elements, identifying the bank and the branch location in East Sikkim and Sikkim accurately.

How to Find IFSC Code for North East Small Finance Bank Limited?

If you are looking for the IFSC Code NESF0000012 of North East Small Finance Bank Limited for its Tadong branch located in East Sikkim, the following methods can help:

Cheque Book

The cheque book that is issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including North East Small Finance Bank Limited branches in East Sikkim and Gangtok, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of North East Small Finance Bank Limited and look for the branch locator section, then search for Tadong or East Sikkim to get the exact IFSC Code NESF0000012.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for North East Small Finance Bank Limited and East Sikkim, then it will provide you proper information.

How to Use IFSC Code NESF0000012 for Online Transfers?

Once you have the IFSC Code NESF0000012 for the Tadong branch of North East Small Finance Bank Limited in East Sikkim, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NESF0000012. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000012.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for North East Small Finance Bank Limited Tadong in East Sikkim may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Tadong, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in East Sikkim manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Tadong, East Sikkim?

The IFSC Code is NESF0000012.

Is the IFSC Code NESF0000012 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Tadong?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tadong branch?

The address of the branch is Tadong,Daragaon,P.O-Tadaong Daragaon,P.S - Gangtok,Dist-East Sikkim,Sikkim,Pin-737102 located in East Sikkim, Gangtok, Sikkim.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.