The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of North East Small Finance Bank Limited for its Williamnagar branch in East Garo Hills, Williamnagar, Meghalaya, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of North East Small Finance Bank Limited located in East Garo Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code NESF0000233. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for North East Small Finance Bank Limited, Williamnagar, East Garo Hills
Here are some of the key details that come with the IFSC Code NESF0000233 of North East Small Finance Bank Limited for its branch located in East Garo Hills, within the district of Williamnagar in the state of Meghalaya.
| Particulars | Details |
|---|---|
| Bank | North East Small Finance Bank Limited |
| IFSC Code | NESF0000233 |
| Branch | Williamnagar |
| City | East Garo Hills |
| District | Williamnagar |
| State | Meghalaya |
| Address | Kusimkolgre,Near Congress Bhavan,William Nagar,P.O-William Nagar,P.S - William Nagar,Dist.East Garo Hills,Meghalaya,Pin - 794111 |
These details help users in online banking and for businesses and individuals who use North East Small Finance Bank Limited in East Garo Hills for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000233 for the Williamnagar branch of North East Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in Williamnagar, East Garo Hills, Meghalaya, is provided with a unique IFSC like NESF0000233 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the North East Small Finance Bank Limited branch in East Garo Hills.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like East Garo Hills and Williamnagar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Meghalaya and the rest of India and the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Williamnagar do not get mixed with another location.
Format of the IFSC Code NESF0000233
The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In North East Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Williamnagar in East Garo Hills.
For example, the IFSC Code NESF0000233 of North East Small Finance Bank Limited for the Williamnagar branch has these elements, identifying the bank and the branch location in East Garo Hills and Meghalaya correctly.
How to Find IFSC Code for North East Small Finance Bank Limited?
If you are trying to find the IFSC Code NESF0000233 of North East Small Finance Bank Limited for its Williamnagar branch located in East Garo Hills, the following methods can help:
Cheque Book
The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including North East Small Finance Bank Limited branches in East Garo Hills and Williamnagar, print them on the first page of your passbook.
Bank Website
Visit the official website of North East Small Finance Bank Limited and navigate to the branch locator section. Search for Williamnagar or East Garo Hills to get the exact IFSC Code NESF0000233.
Mobile Banking App
If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for North East Small Finance Bank Limited and East Garo Hills, you'll get the correct details.
How to Use IFSC Code NESF0000233 for Online Transfers?
Once you have the IFSC Code NESF0000233 for the Williamnagar branch of North East Small Finance Bank Limited in East Garo Hills, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code NESF0000233. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000233.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for North East Small Finance Bank Limited Williamnagar in East Garo Hills may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Williamnagar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official North East Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in East Garo Hills manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is NESF0000233.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kusimkolgre,Near Congress Bhavan,William Nagar,P.O-William Nagar,P.S - William Nagar,Dist.East Garo Hills,Meghalaya,Pin - 794111 located in East Garo Hills, Williamnagar, Meghalaya.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.