Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of North East Small Finance Bank Limited for its Dimapur branch in Dimapur, Dimapur, Nagaland, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of North East Small Finance Bank Limited located in Dimapur or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code NESF0000121. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Dimapur, Dimapur

Here are the main details that are associated with the IFSC Code NESF0000121 of North East Small Finance Bank Limited for its branch located in Dimapur, within the district of Dimapur in the state of Nagaland.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000121
Branch Dimapur
City Dimapur
District Dimapur
State Nagaland
Address House No-7,Ward No-5,Welford Road,Burma Camp

These details help users in online banking and for businesses and individuals who use North East Small Finance Bank Limited in Dimapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000121 for the Dimapur branch of North East Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in Dimapur, Dimapur, Nagaland, is provided with a unique IFSC like NESF0000121 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the North East Small Finance Bank Limited branch in Dimapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dimapur and Dimapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Nagaland and the rest of India and the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Dimapur do not get mixed with another location.

Format of the IFSC Code NESF0000121

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For North East Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dimapur in Dimapur.

For example, the IFSC Code NESF0000121 of North East Small Finance Bank Limited for the Dimapur branch includes these elements, identifying the bank and the branch location in Dimapur and Nagaland correctly.

How to Find IFSC Code for North East Small Finance Bank Limited?

To find the IFSC Code NESF0000121 of North East Small Finance Bank Limited for its Dimapur branch located in Dimapur, the following methods can help you out:

Cheque Book

The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including North East Small Finance Bank Limited branches in Dimapur and Dimapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and go to the branch locator section. Then search for Dimapur or Dimapur to find the exact IFSC Code NESF0000121.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for North East Small Finance Bank Limited and Dimapur will provide accurate information.

How to Use IFSC Code NESF0000121 for Online Transfers?

Once you have the IFSC Code NESF0000121 for the Dimapur branch of North East Small Finance Bank Limited in Dimapur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NESF0000121. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000121.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for North East Small Finance Bank Limited Dimapur in Dimapur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Dimapur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dimapur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Dimapur, Dimapur?

The IFSC Code is NESF0000121.

Is the IFSC Code NESF0000121 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Dimapur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dimapur branch?

The address of the branch is House No-7,Ward No-5,Welford Road,Burma Camp located in Dimapur, Dimapur, Nagaland.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.