Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of North East Small Finance Bank Limited for its Bilasipara branch in Dhuburi, Bilasipara, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of North East Small Finance Bank Limited located in Dhuburi or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000102. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Bilasipara, Dhuburi

The table below shows the main details of the IFSC Code NESF0000102 for the North East Small Finance Bank Limited branch in Dhuburi, which falls under the Bilasipara district in Assam.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000102
Branch Bilasipara
City Dhuburi
District Bilasipara
State Assam
Address Bilasipara,Ward No-6,P.O - Bilashipara,P.S-Bilashipara

These details are important not only for users using online banking but also for businesses and individuals who use North East Small Finance Bank Limited in Dhuburi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code NESF0000102 for the Bilasipara branch of North East Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Bilasipara, Dhuburi, Assam, are allotted a unique IFSC like NESF0000102 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dhuburi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dhuburi and Bilasipara.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to North East Small Finance Bank Limited in Bilasipara reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code NESF0000102

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For North East Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bilasipara in Dhuburi.

For example, the IFSC Code NESF0000102 of North East Small Finance Bank Limited for the Bilasipara branch includes these elements, identifying the bank and the branch location in Dhuburi and Assam accurately.

How to Find IFSC Code for North East Small Finance Bank Limited?

To find the IFSC Code NESF0000102 of North East Small Finance Bank Limited for its Bilasipara branch located in Dhuburi, the following methods can help you out:

Cheque Book

The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including North East Small Finance Bank Limited branches in Dhuburi and Bilasipara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and go to the branch locator section. Then search for Bilasipara or Dhuburi to find the exact IFSC Code NESF0000102.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for North East Small Finance Bank Limited and Dhuburi will provide accurate information.

How to Use IFSC Code NESF0000102 for Online Transfers?

Once you have the IFSC Code NESF0000102 for the Bilasipara branch of North East Small Finance Bank Limited in Dhuburi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code NESF0000102. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000102.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the North East Small Finance Bank Limited Bilasipara in Dhuburi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Bilasipara, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dhuburi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Bilasipara, Dhuburi?

The IFSC Code is NESF0000102.

Is the IFSC Code NESF0000102 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Bilasipara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bilasipara branch?

The address of the branch is Bilasipara,Ward No-6,P.O - Bilashipara,P.S-Bilashipara located in Dhuburi, Bilasipara, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.