The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of North East Small Finance Bank Limited for its Mangaldoi branch in Darrang, Mangaldoi, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of North East Small Finance Bank Limited located in Darrang or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000013. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for North East Small Finance Bank Limited, Mangaldoi, Darrang
Here are the key points that are associated with the IFSC Code NESF0000013 of North East Small Finance Bank Limited for its branch located in Darrang, within the district of Mangaldoi in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | North East Small Finance Bank Limited |
| IFSC Code | NESF0000013 |
| Branch | Mangaldoi |
| City | Darrang |
| District | Mangaldoi |
| State | Assam |
| Address | Opp.Fire Brigade,Ward No.9,Po.Mangaldoi,Ps.Mangaldoi,Dist.Darrang-784125 |
These details are important not only for users using online banking but also for businesses and individuals who use North East Small Finance Bank Limited in Darrang for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code NESF0000013 for the Mangaldoi branch of North East Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in Mangaldoi, Darrang, Assam, is provided with a unique IFSC like NESF0000013 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the North East Small Finance Bank Limited branch in Darrang.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Darrang and Mangaldoi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Mangaldoi do not get mixed with another location.
Format of the IFSC Code NESF0000013
This is the format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For North East Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mangaldoi in Darrang.
For example, the IFSC Code NESF0000013 of North East Small Finance Bank Limited for the Mangaldoi branch includes these elements, identifying the bank and the branch location in Darrang and Assam accurately.
How to Find IFSC Code for North East Small Finance Bank Limited?
If you are trying to find the IFSC Code NESF0000013 of North East Small Finance Bank Limited for its Mangaldoi branch located in Darrang, the following methods can help:
Cheque Book
The cheque books that are issued by North East Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including North East Small Finance Bank Limited branches in Darrang and Mangaldoi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of North East Small Finance Bank Limited and find the branch locator section. Search for Mangaldoi or Darrang to get the exact IFSC Code NESF0000013.
Mobile Banking App
If you use North East Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for North East Small Finance Bank Limited and Darrang that will provide accurate information.
How to Use IFSC Code NESF0000013 for Online Transfers?
Once you have the IFSC Code NESF0000013 for the Mangaldoi branch of North East Small Finance Bank Limited in Darrang, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code NESF0000013. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000013.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for North East Small Finance Bank Limited Mangaldoi in Darrang, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Mangaldoi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official North East Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Darrang to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Mangaldoi Darrang branch is NESF0000013.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Opp.Fire Brigade,Ward No.9,Po.Mangaldoi,Ps.Mangaldoi,Dist.Darrang-784125.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.