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IFSC Code of North East Small Finance Bank Limited, Zoo Road Tiniali, Darjeeling, West Bengal — NESF0000002

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of North East Small Finance Bank Limited for its Zoo Road Tiniali branch in Darjeeling, Darjeeling, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of North East Small Finance Bank Limited located in Darjeeling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code NESF0000002. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Zoo Road Tiniali, Darjeeling

Here are some of the key details that come with the IFSC Code NESF0000002 of North East Small Finance Bank Limited for its branch located in Darjeeling, within the district of Darjeeling in the state of West Bengal.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000002
Branch Zoo Road Tiniali
City Darjeeling
District Darjeeling
State West Bengal
Address S/O, Mr. Mahendra Nath Brahma, Residing At Zoo Road, Po - Guwahati, Ps - Guwahati, Dist - Kamrup(M), Assam - 781003

These details helps users in online banking and for businesses and individuals who use North East Small Finance Bank Limited in Darjeeling for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000002 for the Zoo Road Tiniali branch of North East Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in Zoo Road Tiniali, Darjeeling, West Bengal, is provided a unique IFSC like NESF0000002 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the North East Small Finance Bank Limited branch in Darjeeling.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Darjeeling and Darjeeling.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Zoo Road Tiniali do not get misguided to another person.

Format of the IFSC Code NESF0000002

This is the format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For North East Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Zoo Road Tiniali in Darjeeling.

For example, the IFSC Code NESF0000002 of North East Small Finance Bank Limited for the Zoo Road Tiniali branch includes these elements, identifying the bank and the branch location in Darjeeling and West Bengal accurately.

How to Find IFSC Code for North East Small Finance Bank Limited?

If you are trying to find the IFSC Code NESF0000002 of North East Small Finance Bank Limited for its Zoo Road Tiniali branch located in Darjeeling, the following methods can help:

Cheque Book

The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including North East Small Finance Bank Limited branches in Darjeeling and Darjeeling, print them on the first page of your passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and navigate to the branch locator section. Search for Zoo Road Tiniali or Darjeeling to get the exact IFSC Code NESF0000002.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for North East Small Finance Bank Limited and Darjeeling, you'll get the correct details.

How to Use IFSC Code NESF0000002 for Online Transfers?

Once you have the IFSC Code NESF0000002 for the Zoo Road Tiniali branch of North East Small Finance Bank Limited in Darjeeling, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code NESF0000002. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000002.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the North East Small Finance Bank Limited Zoo Road Tiniali in Darjeeling, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Zoo Road Tiniali, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Darjeeling manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Zoo Road Tiniali, Darjeeling?

The IFSC Code is NESF0000002.

Is the IFSC Code NESF0000002 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Zoo Road Tiniali?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Zoo Road Tiniali branch?

The address of the branch is S/O, Mr. Mahendra Nath Brahma, Residing At Zoo Road, Po - Guwahati, Ps - Guwahati, Dist - Kamrup(M), Assam - 781003 located in Darjeeling, Darjeeling, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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