The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of North East Small Finance Bank Limited for its Siliguri branch in Darjeeling, Siliguri, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of North East Small Finance Bank Limited located in Darjeeling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code NESF0000224. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for North East Small Finance Bank Limited, Siliguri, Darjeeling

Here are the key points that are associated with the IFSC Code NESF0000224 of North East Small Finance Bank Limited for its branch located in Darjeeling, within the district of Siliguri in the state of West Bengal.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000224
Branch Siliguri
City Darjeeling
District Siliguri
State West Bengal
Address 1St Floor,Mangaljyoti Building, Sevoke Road, Opposite Ddts Petrol Pump Kotak Mahindra Bank, Siliguri

These details helps users in online banking and for businesses and individuals who use North East Small Finance Bank Limited in Darjeeling for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000224 for the Siliguri branch of North East Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Siliguri, Darjeeling, West Bengal, are allotted a unique IFSC like NESF0000224 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Darjeeling.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Darjeeling and Siliguri.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to North East Small Finance Bank Limited in Siliguri reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code NESF0000224

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For North East Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siliguri in Darjeeling.

For example, the IFSC Code NESF0000224 of North East Small Finance Bank Limited for the Siliguri branch includes these elements, identifying the bank and the branch location in Darjeeling and West Bengal accurately.

How to Find IFSC Code for North East Small Finance Bank Limited?

If you are trying to find the IFSC Code NESF0000224 of North East Small Finance Bank Limited for its Siliguri branch located in Darjeeling, the following methods can help:

Cheque Book

The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including North East Small Finance Bank Limited branches in Darjeeling and Siliguri, print them on the first page of your passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and navigate to the branch locator section. Search for Siliguri or Darjeeling to get the exact IFSC Code NESF0000224.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for North East Small Finance Bank Limited and Darjeeling, you'll get the correct details.

How to Use IFSC Code NESF0000224 for Online Transfers?

If you have the IFSC Code NESF0000224 for the Siliguri branch of North East Small Finance Bank Limited in Darjeeling, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NESF0000224. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000224.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for North East Small Finance Bank Limited Siliguri in Darjeeling, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of North East Small Finance Bank Limited in Siliguri, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Darjeeling manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Siliguri, Darjeeling?

The IFSC Code is NESF0000224.

Is the IFSC Code NESF0000224 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Siliguri?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Siliguri branch?

The address of the branch is 1St Floor,Mangaljyoti Building, Sevoke Road, Opposite Ddts Petrol Pump Kotak Mahindra Bank, Siliguri located in Darjeeling, Siliguri, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.