For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of North East Small Finance Bank Limited for its Biswanath Chariali branch in Biswanath Chariali, Biswanath Chariali, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of North East Small Finance Bank Limited located in Biswanath Chariali or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000052. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Biswanath Chariali, Biswanath Chariali

The table below shows the main details of the IFSC Code NESF0000052 for the North East Small Finance Bank Limited branch in Biswanath Chariali, which falls under the Biswanath Chariali district in Assam.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000052
Branch Biswanath Chariali
City Biswanath Chariali
District Biswanath Chariali
State Assam
Address 11 No.Kashgaon,Po Biswanath Chariali,Ps Biswanath Chariali,Pin-784176

These details helps users in online banking and for businesses and individuals who use North East Small Finance Bank Limited in Biswanath Chariali for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000052 for the Biswanath Chariali branch of North East Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Biswanath Chariali, Biswanath Chariali, Assam, are allotted a unique IFSC like NESF0000052 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Biswanath Chariali.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Biswanath Chariali and Biswanath Chariali.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to North East Small Finance Bank Limited in Biswanath Chariali reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code NESF0000052

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For North East Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Biswanath Chariali in Biswanath Chariali.

For example, the IFSC Code NESF0000052 of North East Small Finance Bank Limited for the Biswanath Chariali branch includes these elements, identifying the bank and the branch location in Biswanath Chariali and Assam correctly.

How to Find IFSC Code for North East Small Finance Bank Limited?

If you are trying to find the IFSC Code NESF0000052 of North East Small Finance Bank Limited for its Biswanath Chariali branch located in Biswanath Chariali, the following methods can help:

Cheque Book

The cheque books that are issued by North East Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including North East Small Finance Bank Limited branches in Biswanath Chariali and Biswanath Chariali, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and find the branch locator section. Search for Biswanath Chariali or Biswanath Chariali to get the exact IFSC Code NESF0000052.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for North East Small Finance Bank Limited and Biswanath Chariali that will provide accurate information.

How to Use IFSC Code NESF0000052 for Online Transfers?

If you have the IFSC Code NESF0000052 for the Biswanath Chariali branch of North East Small Finance Bank Limited in Biswanath Chariali, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NESF0000052. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000052.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for North East Small Finance Bank Limited Biswanath Chariali in Biswanath Chariali, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Biswanath Chariali, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Biswanath Chariali manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Biswanath Chariali, Biswanath Chariali?

The IFSC Code is NESF0000052.

Is the IFSC Code NESF0000052 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Biswanath Chariali?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Biswanath Chariali branch?

The address of the branch is 11 No.Kashgaon,Po Biswanath Chariali,Ps Biswanath Chariali,Pin-784176 located in Biswanath Chariali, Biswanath Chariali, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.