Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of North East Small Finance Bank Limited for its Bhabanipur branch in Barpeta, Bhabanipur, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of North East Small Finance Bank Limited located in Barpeta or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000168. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Bhabanipur, Barpeta

The table below shows the main details of the IFSC Code NESF0000168 for the North East Small Finance Bank Limited branch in Barpeta, which falls under the Bhabanipur district in Assam.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000168
Branch Bhabanipur
City Barpeta
District Bhabanipur
State Assam
Address Ihwiu,P.O-Hwiu,P.S-Et,Dist-Et,Assm,Pi-781352

These details are essential not only for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in Barpeta for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000168 for the Bhabanipur branch of North East Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Bhabanipur, Barpeta, Assam, are allotted a unique IFSC like NESF0000168 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Barpeta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Barpeta and Bhabanipur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to North East Small Finance Bank Limited in Bhabanipur reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code NESF0000168

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For North East Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhabanipur in Barpeta.

For example, the IFSC Code NESF0000168 of North East Small Finance Bank Limited for the Bhabanipur branch includes these elements, identifying the bank and the branch location in Barpeta and Assam correctly.

How to Find IFSC Code for North East Small Finance Bank Limited?

To find the IFSC Code NESF0000168 of North East Small Finance Bank Limited for its Bhabanipur branch located in Barpeta, the following methods can help you out:

Cheque Book

The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including North East Small Finance Bank Limited branches in Barpeta and Bhabanipur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and go to the branch locator section. Then search for Bhabanipur or Barpeta to find the exact IFSC Code NESF0000168.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for North East Small Finance Bank Limited and Barpeta will provide accurate information.

How to Use IFSC Code NESF0000168 for Online Transfers?

Once you have the IFSC Code NESF0000168 for the Bhabanipur branch of North East Small Finance Bank Limited in Barpeta, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code NESF0000168. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000168.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the North East Small Finance Bank Limited Bhabanipur in Barpeta, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of North East Small Finance Bank Limited in Bhabanipur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Barpeta manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Bhabanipur, Barpeta?

The IFSC Code is NESF0000168.

Is the IFSC Code NESF0000168 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Bhabanipur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhabanipur branch?

The address of the branch is Ihwiu,P.O-Hwiu,P.S-Et,Dist-Et,Assm,Pi-781352 located in Barpeta, Bhabanipur, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.