For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of North East Small Finance Bank Limited for its Barpeta Road branch in Barpeta, Barpeta Road, Assam, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of North East Small Finance Bank Limited located in Barpeta or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000037. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for North East Small Finance Bank Limited, Barpeta Road, Barpeta
The table below shows the main details of the IFSC Code NESF0000037 for the North East Small Finance Bank Limited branch in Barpeta, which falls under the Barpeta Road district in Assam.
| Particulars | Details |
|---|---|
| Bank | North East Small Finance Bank Limited |
| IFSC Code | NESF0000037 |
| Branch | Barpeta Road |
| City | Barpeta |
| District | Barpeta Road |
| State | Assam |
| Address | Ward No.No-06,Simlaguri,P.O - Simlaguri,P.S - Barpeta Road,Dist-Barpeta,Pin-781313,Assam |
These details helps users in online banking and for businesses and individuals who use North East Small Finance Bank Limited in Barpeta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000037 for the Barpeta Road branch of North East Small Finance Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Barpeta Road, Barpeta, Assam, are allotted a unique IFSC like NESF0000037 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Barpeta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Barpeta and Barpeta Road.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to North East Small Finance Bank Limited in Barpeta Road reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code NESF0000037
The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For North East Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barpeta Road in Barpeta.
For example, the IFSC Code NESF0000037 of North East Small Finance Bank Limited for the Barpeta Road branch includes these elements, identifying the bank and the branch location in Barpeta and Assam accurately.
How to Find IFSC Code for North East Small Finance Bank Limited?
To find the IFSC Code NESF0000037 of North East Small Finance Bank Limited for its Barpeta Road branch located in Barpeta, the following methods can help you out:
Cheque Book
The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including North East Small Finance Bank Limited branches in Barpeta and Barpeta Road, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of North East Small Finance Bank Limited and go to the branch locator section. Then search for Barpeta Road or Barpeta to find the exact IFSC Code NESF0000037.
Mobile Banking App
If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for North East Small Finance Bank Limited and Barpeta will provide accurate information.
How to Use IFSC Code NESF0000037 for Online Transfers?
Once you have the IFSC Code NESF0000037 for the Barpeta Road branch of North East Small Finance Bank Limited in Barpeta, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code NESF0000037. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000037.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for North East Small Finance Bank Limited Barpeta Road in Barpeta may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Barpeta Road, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official North East Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Barpeta manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Barpeta Road Barpeta branch is NESF0000037.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ward No.No-06,Simlaguri,P.O - Simlaguri,P.S - Barpeta Road,Dist-Barpeta,Pin-781313,Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.