For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of North East Small Finance Bank Limited for its Tulsibari-Dwarkuchi branch in Baksa, Dwarkuchi, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of North East Small Finance Bank Limited located in Baksa or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000115. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Tulsibari-Dwarkuchi, Baksa

Here are the main details that are associated with the IFSC Code NESF0000115 of North East Small Finance Bank Limited for its branch located in Baksa, within the district of Dwarkuchi in the state of Assam.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000115
Branch Tulsibari-Dwarkuchi
City Baksa
District Dwarkuchi
State Assam
Address Vill.Barghuli,Ps-Tamulpur

These details are crucial, not just for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in Baksa for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000115 for the Tulsibari-Dwarkuchi branch of North East Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like NESF0000115 is given to every bank branch, including North East Small Finance Bank Limited located in Tulsibari-Dwarkuchi, Baksa, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the North East Small Finance Bank Limited branch in Baksa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Baksa and Dwarkuchi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Tulsibari-Dwarkuchi doesn't end up at another location.

Format of the IFSC Code NESF0000115

This is the format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For North East Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tulsibari-Dwarkuchi in Baksa.

For example, the IFSC Code NESF0000115 of North East Small Finance Bank Limited for the Tulsibari-Dwarkuchi branch includes these elements, identifying the bank and the branch location in Baksa and Assam accurately.

How to Find IFSC Code for North East Small Finance Bank Limited?

To find the IFSC Code NESF0000115 of North East Small Finance Bank Limited for its Tulsibari-Dwarkuchi branch located in Baksa, the following methods can help you out:

Cheque Book

The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including North East Small Finance Bank Limited branches in Baksa and Dwarkuchi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and go to the branch locator section. Then search for Tulsibari-Dwarkuchi or Baksa to find the exact IFSC Code NESF0000115.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for North East Small Finance Bank Limited and Baksa will provide accurate information.

How to Use IFSC Code NESF0000115 for Online Transfers?

Once you have the IFSC Code NESF0000115 for the Tulsibari-Dwarkuchi branch of North East Small Finance Bank Limited in Baksa, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code NESF0000115. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000115.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the North East Small Finance Bank Limited Tulsibari-Dwarkuchi in Baksa, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Tulsibari-Dwarkuchi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Baksa to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Tulsibari-Dwarkuchi, Baksa?

The IFSC Code is NESF0000115.

Is the IFSC Code NESF0000115 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Tulsibari-Dwarkuchi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tulsibari-Dwarkuchi branch?

The address of the branch is Vill.Barghuli,Ps-Tamulpur located in Baksa, Dwarkuchi, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.