Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of North East Small Finance Bank Limited for its Nagrijuli branch in Baksa, Nagrijuli, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of North East Small Finance Bank Limited located in Baksa or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000180. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for North East Small Finance Bank Limited, Nagrijuli, Baksa
The table below shows the main details of the IFSC Code NESF0000180 for the North East Small Finance Bank Limited branch in Baksa, which falls under the Nagrijuli district in Assam.
| Particulars | Details |
|---|---|
| Bank | North East Small Finance Bank Limited |
| IFSC Code | NESF0000180 |
| Branch | Nagrijuli |
| City | Baksa |
| District | Nagrijuli |
| State | Assam |
| Address | Bhouraguri,Near Daily Market,P.O-Nagrijuli,P.S-Tamulpur,Dist-Baksa,Pin-781368 |
These details are essential not only for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in Baksa for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000180 for the Nagrijuli branch of North East Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Nagrijuli, Baksa, Assam, are given a unique IFSC like NESF0000180 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Baksa.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Baksa and Nagrijuli.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to North East Small Finance Bank Limited in Nagrijuli goes to the correct branch. This is important because North East Small Finance Bank Limited has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code NESF0000180
The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For North East Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nagrijuli in Baksa.
For example, the IFSC Code NESF0000180 of North East Small Finance Bank Limited for the Nagrijuli branch includes these elements, identifying the bank and the branch location in Baksa and Assam accurately.
How to Find IFSC Code for North East Small Finance Bank Limited?
To find the IFSC Code NESF0000180 of North East Small Finance Bank Limited for its Nagrijuli branch located in Baksa, the following methods can help you out:
Cheque Book
The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including North East Small Finance Bank Limited branches in Baksa and Nagrijuli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of North East Small Finance Bank Limited and go to the branch locator section. Then search for Nagrijuli or Baksa to find the exact IFSC Code NESF0000180.
Mobile Banking App
If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for North East Small Finance Bank Limited and Baksa will provide accurate information.
How to Use IFSC Code NESF0000180 for Online Transfers?
If you have the IFSC Code NESF0000180 for the Nagrijuli branch of North East Small Finance Bank Limited in Baksa, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code NESF0000180. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000180.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for North East Small Finance Bank Limited Nagrijuli in Baksa, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Nagrijuli, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official North East Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Baksa to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is NESF0000180.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bhouraguri,Near Daily Market,P.O-Nagrijuli,P.S-Tamulpur,Dist-Baksa,Pin-781368 located in Baksa, Nagrijuli, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.