Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of North East Small Finance Bank Limited for its Alipurduar branch in Alipurduar, Alipurduar, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of North East Small Finance Bank Limited located in Alipurduar or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code NESF0000189. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for North East Small Finance Bank Limited, Alipurduar, Alipurduar
Below in the table are the key details related to IFSC Code NESF0000189 of North East Small Finance Bank Limited for its branch located in Alipurduar, within the district of Alipurduar in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | North East Small Finance Bank Limited |
| IFSC Code | NESF0000189 |
| Branch | Alipurduar |
| City | Alipurduar |
| District | Alipurduar |
| State | West Bengal |
| Address | Alipurduar,Ward No -7,G.F Road( Opp.Doars Mountain Hotel),P.O - Alipurduar,P.Salipurduar |
These details helps users in online banking and for businesses and individuals who use North East Small Finance Bank Limited in Alipurduar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000189 for the Alipurduar branch of North East Small Finance Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with North East Small Finance Bank Limited located in Alipurduar, Alipurduar, West Bengal, are given a unique IFSC like NESF0000189 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Alipurduar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Alipurduar and Alipurduar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to North East Small Finance Bank Limited in Alipurduar goes to the correct branch. This is important because North East Small Finance Bank Limited has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code NESF0000189
The format of the IFSC Code for banks, including North East Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For North East Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Alipurduar in Alipurduar.
For example, the IFSC Code NESF0000189 of North East Small Finance Bank Limited for the Alipurduar branch includes these elements, identifying the bank and the branch location in Alipurduar and West Bengal correctly.
How to Find IFSC Code for North East Small Finance Bank Limited?
To find the IFSC Code NESF0000189 of North East Small Finance Bank Limited for its Alipurduar branch located in Alipurduar, the following methods can help you out:
Cheque Book
The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including North East Small Finance Bank Limited branches in Alipurduar and Alipurduar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of North East Small Finance Bank Limited and go to the branch locator section. Then search for Alipurduar or Alipurduar to find the exact IFSC Code NESF0000189.
Mobile Banking App
If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for North East Small Finance Bank Limited and Alipurduar will provide accurate information.
How to Use IFSC Code NESF0000189 for Online Transfers?
Once you have the IFSC Code NESF0000189 for the Alipurduar branch of North East Small Finance Bank Limited in Alipurduar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code NESF0000189. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000189.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for North East Small Finance Bank Limited Alipurduar in Alipurduar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of North East Small Finance Bank Limited in Alipurduar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official North East Small Finance Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Alipurduar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is NESF0000189.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Alipurduar,Ward No -7,G.F Road( Opp.Doars Mountain Hotel),P.O - Alipurduar,P.Salipurduar located in Alipurduar, Alipurduar, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.